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How to Beat the Winter Blues in Novi, Mi

by The Jamey Kramer Group

Are you and your toddler feeling antsy?

Looking for a way to get out of the house and educate your child?

January in Michigan can be tough. It’s cold outside, and you have already been cooped up for almost a month. In this article, we will be sharing where you can take your family during these cold winter days from library groups to some of the best kept secrets in the Novi area. If you have little ones in the Novi area, this is an article you do not want to miss.

Kids Gotta Play

  • 53535 Grand River
  • New Hudson, MI
  • 248-486-5300
  • Open Play: Monday - Friday 10:00 am – 5:00 pm

Just down Grand River about 5 miles west of Novi Road, you will find one of the best kept secrets in the Novi area. Kids Gotta Play is a showroom full of wooden swing sets, trampolines, basketball hoops, and playhouses.

What is amazing is that during the week, the showroom is open for play. The cost is only 5 dollars per child, and your child will access to the entire showroom. The 5 dollar admission is for a full day as well. Head there in the morning, go out for lunch and come right back.

One of the best parts about this place is how clean it is.

Does your child have a winter birthday? You may rent out the space during the week or the weekend.

Please visit their website for more information at: www.kidsgottaplay.com

The Twelve Oaks Mall

Let your kids run and play hard at the Twelve Oaks Malls play area. While your child is playing, you can use the mall’s free Wi-Fi to sit, relax and maybe even with a cup of coffee.

According to the website, the Children’s Play Area is for children who are 42 inches of height or less and are under the age of 6.

Make sure to park near the lower level by Sears.

Novi Library

  • 45255 W. 10 Mile Road
  • Novi, Mi 48375
  • 248-349-0720
  • Monday - Thursday: 10:00 am – 9:00 pm
  • Friday - Saturday: 12:00 pm – 6:00 pm
  • Sunday: 12:00 pm – 6:00 pm

The Novi Library really does hold a wealth of information, including weekly story times for your children. From ages birth to 5 years old, you are your little one can enjoy engaging stories, finger plays, songs and much more.

When you arrive at the story time, make sure to pick up a “Story time stick”. These stick will allow the first 40 participants into the story time.

For story times and more information, visit www.NoviLibrary.org.  

Summary

You can stay busy all winter long and beat the winter blues by visiting each of these three places in the Novi area. From story times at the Novi Library and visiting Kids Gotta Play in New Hudson, to letting your kids run around at the mall in Novi, Michigan, you and your little ones can have fun inside while it is cold outside.

8 Hot Interior Home Design Trends You Don't Want To Miss

by The Jamey Kramer Group

Are you looking to redesign your home in 2015?

Looking to stay up with the latest in interior home design trends?

Twenty-fifteen is here and it is time to consider a fresh look at your home’s interior design. Whether you are simply looking to update your home or would like to get it staged to sell, today we are providing you with 8 hot interior home design trends that you won’t want to miss.

8 Interior Home Design Trends for 2015

  1. The Sectional
    One of the trends that many people are excited about is the comeback of the sectional. According to Details.com, home owners are using living rooms for relaxing and lounging. This means that the days of uncomfortable couches in your living room are over.
     
  2. Accents: The Color Blue
    Zillow.com, Details.com, and Housebeauitful.com all agree that the color blue is in. From greek blue to deep blue to accents of blue, it is all good in 2015.
     
  3. Creative Storage
    Realtor Magazine explains the new buzzword is “specialized storage”. Just like grandma said, “Everything needs to have a place”. In 2015, home owners want specialized storage and are willing to give up part of an extra bedroom to achieve it. From a master bedroom walk in closet to a larger pantry, having creative storage will be key.
     
  4. Vintage Tubs
    Another favorite trend of 2015 is the vintage tub. This trend brings elegance and timeless ideas into homes making the modern bathroom functional, inviting and comfortable according to Lushome. Allow potential home buyers to dream of relaxing after a long day in your beautiful vintage bath tub.
     
  5. Floor to Ceiling and Wall to Wall
    This year, display your art, pictures and other visual pieces on your wall from floor to ceiling and from wall to wall. Realtor Magazine calls this “Salon-style walls” where you start designing at the center and eye level of a wall. Then, add additional pieces spaced about four to five inches apart.
     
  6. Mid-Century Modern Pieces
    This is a trend that must be dealt with sparingly. If you put too many mid-century modern pieces in your home, it will be overwhelming. However, this is, according to Zillow.com, one of the biggest up and coming designs of the year. Use this trend as inspiration for your next interior redesign.
     
  7. Wallpaper
    Wallpaper is coming back according to Jamie Beckwith, designer with Beckwith Interiors. She states, “From digital prints to textured wall coverings, this trend is primed and ready to take off in 2015.”
     
  8. 50 Shades of White in the Kitchen
    White kitchens will continue to reign supreme in 2015. However, when we say white, we mean different shades of white. Variations often add visual appeal and depth according to Realtor Magazine.

Bringing it Home

If you are interested taking a new look at your home’s interior design, these eight design trends will be a great beginning. From the return of the sectional for your living room to what colors to pick for your kitchen, you may like to consider the top trends for 2015. 

You may also like to read:

Are you wondering what home buyers really want in 2015? Please see: What Do Home Buyers Really Want?

Weekend Events in Novi, Michigan – January 2015

by The Jamey Kramer Group

Are you looking to get out of the house this weekend?

If you have answered yes to the question above, this is the article for you. This weekend, Novi, Michigan is the place to be and today, we are providing what you need to know about the weekend events.

Novi, Michigan Weekend’s Events

Ladies Lunch Brunch

  • IHOP
  • Thursday, January 22, 2015
  • 12:00 pm
  • Event for 50+
  • 43317 Grand River Ave, Novi, MI 48375

Are you looking to try to new restaurants, to meet new people, and have some fun? Every month through May, there will be a ladies brunch at a delicious restaurant in the Novi area. This month, the restaurant will be IHOP (International House of Pancakes) off of Grand River.

Here is where and when this event will be in the next coming months according to the City of Novi:

  • February 19th - 12:00 pm - Ruby Tuesday, 39581 12 Mile Road
  • March 12th – 1:00 pm - Athenian Coney Island, 43324 W. 11 Mile Road
  • April 16th - 12:00 pm - Rocky’s, 41122 W. 7 Mile Road, Northville
  • May 21st - 12:00 pm - Alfoccino’s 39205 Grand River

Chili Chilly Softball Showdown

  • Ella Mae Power Park
  • Saturday, January 24, 2015
  • 8:00 am – 2:00 pm
  • 45175 West 10 Mile Road, Novi, MI 48375

Who says you have to stay indoors during the winter? This Saturday, softball players from all around the Novi area will be joining together at the Ella Mae Power Park in Novi to compete. The co-ed event offers a one pitch per at bat, will include prizes for all participates, and Kerby’s Koney Island will have lunch featuring Koney dogs.

All participates must be over the age of 18, but you don’t have to be a participant to enjoy this event. According to the City of Novi press release, Greg Morris the Recreation Supervisor had this to say about Saturday’s event,

        “Novi Parks challenges the notion we have to stay inside in the winter. The event is the perfect opportunity to get outside, play softball, eat a delicious meal, and create memories that will last for years to come.”

The Novi Indoor Farmers Market

  • Novi Civic Center
  • Saturday, January 24, 2015
  • 10:00 am – 1:00 pm
  • 45175 Ten Mile Road, Novi, MI 48375

The outdoor Novi Farmers Market was so popular in 2014, they decided to continue it indoors. The winter market at the Novi Civic Center includes gourmet foods, artisan items, Michigan made products, and something to do on a cold Saturday morning.

Summary

There are a number of fun filled events to stay busy this weekend in Novi, Michigan. Don’t forget to visit one of the many restaurants in Novi. If you are looking for a great deal, check out the restaurants offering deals on Groupon.

3 Real Estate Predictions for 2015

by The Jamey Kramer Group

Are you wondering if 2015 is a good time to put your home on the market?

Would you love to own a home, but struggle saving the 20 percent down payment?

2014 was a steady year for the housing market, but what is going to happen in 2015?

According to The Washington Post, not only will this year be steady, but there are even more reasons for optimism when looking to what might happen in 2015.

Today, we are sharing 3 real estate predictions for 2015. We will cover predictions for first time home buyers, predictions that might convince you to put your house on the market and much more.

Real Estate Predictions For 2015

  1. First Time Home Buyers Will Buy

    First time home buyers have been reluctant to enter into the housing market. One of the biggest reasons was the difficulty in saving the 20% down payment. As we head into 2015, that obstacle has been removed.

    In an article we published on Tuesday of this week, we shared with you that new mortgage programs are only requiring a 3% down payment. These programs are being introduced by both Fannie May and Freddie Mac.

    To compete, the Federal Housing Administration is also lowing the cost of the annual insurance premiums from 1.35% to .85%.

    Removing this barrier will allow more first time home buyers the ability to purchase homes in 2015.
     
  2. The Rise in the Housing Prices will Decelerate

    The Washington Post and Fortune (magazine) both are reporting that the rise in home prices will decelerate.

    The Washington Post reports the reasoning being because inventory will rise, making a more competitive, but eventually decelerate because,

    That’s because the rebound from the bursting of the housing bubble has just about run out of steam.”

    Either reasoning, the prediction has been made that while there may be a slight rise in home prices, that rise will plateau in 2015.
     
  3. Interest Rates Will Raise

    The National Association of REALTORS®, The Washington Post, and Fortune all agree that this is the year in which mortgage interest rates will rise.

    So, how much will interest rates raise? Not much. Both Realtor.com and Fortune.com predict that by the end of 2015, mortgage rates will hit 5%. The Washington Post anticipates there will be a rise, but not a spike.
     

Summary

All and all, the predictions for 2015 are indicating a good year for the housing market. Almost all experts agree that the foreclosure crisis will officially end this year as well.

Are you thinking about putting your home on the market in 2015? Please check out, What Do Home Buyers Really Want?, to give your home that edge above the competition.

Whether you are ready to buy or sell, we are here to help. Please give our office a call today at:

248-348-7200

 

 

New Mortgage Programs Require only 3% Down Payment in 2015

by The Jamey Kramer Group

One of the biggest struggles potential first time homeowners faced in 2014 was the difficulty in saving the 20% down payment to purchase a house. With the tightened lending rules, home ownership appeared to be a drifting dream for many young Americans.

In 2015, the dream of home ownership will stop drifting, and become a reality for many. Both Fannie Mae and Freddie Mac have announced new low down payment programs. That’s not all. Realtor.com published an article recently that reported that the Federal Housing Administration is intending to lower the annual mortgage insurance premium rate from 1.35% to .85%.

Similarities Between Fannie and Freddie

  • According to another article published by Realtor.com, both programs will offer 3% down payment loans to those with credit scores of 620.
  • Mortgages offered at the 3% and the 5% will require private mortgage insurance.

Fannie Mae’s Low Down Payment Program

  • Fannie Mae will be offering their program to those who have not owned a home in the past three years.
  • This program will go into effect almost immediately this year.

Freddie Mac’s Low Down Payment Program

  • Freddie Mac’s program will be directed to those who do not make more than their area’s median income.
  • According to Dave Lowman an executive at Freddie Mac, the program

 “gives qualified borrowers with limited down payment savings a responsible path to homeownership and lenders a new tool for reaching eligible working families ready to own a home of their own,”

  • Is reported to go into effect in March of this year.

FHA Lowers Mortgage Insurance Premiums

Realtor.com reported that the Federal Housing Commission has announced that they are lowering their mortgage insurance premiums from 1.25% to .0.85%.

A mortgage insurance premium is an upfront fee and an annual fee that is collected monthly for those who do not have 20% equity in their home.

According to Adam McLain, a mortgage broker at Wintrust Mortgage, this is huge for the consumer. He explained that the decrease could save the home owner up to $100 per month. Instead of that $100 going to the mortgage insurance premium, it can go toward the home price. That is $25,000 more in increased purchase power.

The Wealth Building Home Loan

Another program that has yet to officially roll out is the Wealth Building Home Loan. This loan allows for a lower down payment and instead of a 30-year fixed, it’s a 15-year fixed. 

Summary

All in all, first-time home buyers have a good outlook in 2015. If you would like to start your search for your dream home, you may like to read, How to Start Your Search for Your Dream Home.

If you are ready to start looking now, please call our office at:

248-348-7200

 

 

January Gardening Tips for Northville and Novi, Michigan

by The Jamey Kramer Group

Which plants can you start from seeding indoors?

Temperatures are dipping low this week as January in Michigan is in full swing. With more winter months ahead, our Northeast landscapes face an ongoing battle to survive the snow, ice, cold winds and harsh temperatures.

To give your landscape the best chance of surviving, use with the following gardening tips for Northville and Novi, Michigan.

Northville and Novi, Michigan January Gardening Tips

  • Winter Lawn Tip: Do your best to avoid traffic over the same areas on your lawn. Too much traffic can damage your lawn causing bald spots when spring arrives.
  • Pruning Tip: According to the Old Farmer’s Almanac, this month is the time to prune your fruit trees. They recommend trimming any snow damaged hedges.
  • Heavy Snow Tip: While some snow on your trees can help protect from the harsh wind, too much snow can pose a threat to trees.  As gently as possible, remove the snow from the tree’s limbs to help avoid the limbs from breaking.
  • Recycle Your Christmas Tree: If you live in Northville, Michigan, you may be able to simply leave the tree on the curb. If you live in Novi or anywhere else in Oakland County, there are many different drop off stations you can take your Christmas Tree too. Please see our article, Novi & Northville’s Christmas Tree Recycling Program, for all the information you need.
  • Order Your Roses:Organic Gardening recommends ordering any roses you are planning to plant this year now. There are suppliers that will accept your rose order early, but ship at the appropriate time according to the USDA Hardiness Zone you live in.
  • Protect Your Outdoor Plants: One great way to protect your outdoor plants against road salt or other de-icing chemicals is by wrapping burlap around them. Organic Gardening says to make sure the burlap is about 12 - 18 inches away from the plants.
  • Instead of Using Salt: Instead of using salt use cat litter or sand to add traction and prevent falls on your ice covered driveway and sidewalk. This is not only an eco-friendly solution, but it is also a safe alternative for pets that may ingest the salt. Pets can also get salt nuggets embedded in their paws. Using cat litter or sand will also help to keep your plants and grass from getting damaged from the salt.
  • Dump Snow on Perennials: Better Homes and Gardens recommends dumping snow on your perennials just as long as it doesn’t have any salt in it. According to BHG, the snow will act like “white mulch” and will actually protect your plants from the harsh temperatures.
  • Seeding Indoors: If your green thumb is itching, you can start seeding slow growing plants indoors. Slow growing plants include sage, thyme, and tarragon.
  • Cleaning and Organizing: This is a great month to clean, oil, organize, and sharpen your garden tools.

Summary

Are you or someone you know looking to purchase a house? Consider buying during the winter months. In our article, 3 Secrets to Why You Should Buy a Home This Winter, we let you in on why moving during the winter might not be such a bad idea. Please call our office today if you have any questions:

248-348-7200

 

 

Top 10 Most Visited Blog Articles in 2014

by The Jamey Kramer Group

Do you have a favorite blog article from 2014?

The New Year has arrived and resolutions have been made. As we head into 2015, we wanted to take a moment and look back at 2014. Our goal for the Jamey Kramer Group’s blog is to help keep you informed with real estate news and community events. 2014 was an eventful year for the communities of Novi and Northville, Michigan, and for real estate.

Today, we are sharing with you the most visited articles during 2014 according to Google Analytics.

Our 2014 Top 10 Most Visited Articles

  1. How Many Snow Days Are Michigan Schools Allowed?
    There was a time last January when it felt like the kids would never go back to school because of snow. When they finally did, many parents were wondering how many snow days Michigan schools allowed. Find out that answer and much more in this most visited article of 2014.
     
  2. Thanksgiving In Northville and Novi, Michigan
    While this article was published in 2013, it still remains a hot topic for our blog this year.
     
  3. Restaurants Open Christmas Eve and Christmas Day In Northville and Novi, Michigan
    The number 3 spot contender was only published a month ago, but quickly rose in the rankings. This article provided which Novi and Northville restaurants were open for the holidays.
     
  4. Is Northville, Michigan A Good Place To Live?
    If you are looking for a safe city with a rich history and great schools, Northville, Michigan is a great place to live. This article provides compelling reasons to consider.
     
  5. Restaurants Open Christmas Eve and Christmas Day in Northville and Novi, Michigan
    Holiday related articles have shown to be very popular in 2014. This particular article was published in 2013.
     
  6. Is Novi, Michigan A Safe Place To Live?
    When looking to settle down with our families, we want a safe place to live. This article answers the question posed in the title. Find out if Novi, Michigan really is a safe place to live.
     
  7. Where to Celebrate New Year’s Eve in Novi and Northville, Michigan
    In early December of every year, we publish articles that highlight where to be on New Year’s Eve. Make sure to return next December to help make your plans for New Year’s Eve.
     
  8. Trick-Or-Treating In Novi and Northville, Michigan
    Trick-or-treating in Northville and Novi, Michigan is an experience that you really do not want to miss. This article published in 2013 provides the information you need to know when trick-or-treating in these two cities.
     
  9. Independence Day Fun & Fireworks Law for Novi, Michigan
    In this article published in 2014, we provide all you need to know about celebrating Independence Day in Novi, Michigan.
     
  10. Easter Brunches In Novi and Northville, Michigan
    This 2014 holiday article provides restaurants in the Northville and Novi areas that are serving Easter brunches in 2014. If you’re looking for a nice dinner to bring the little ones to, this article provides the perfect restaurant for you.

Bringing it Home

Thank you for taking the time to visit our blog. We look forward to publishing more articles this year and to you stopping by again. If you have a subject that you would like us to cover, please contact us.

From all of us at the Jamey Kramer Group, all the best in 2015!

Northville, Michigan Weekend Events – January 2015

by The Jamey Kramer Group

Is Northville, Michigan’s City Hall open today, January 1, 2015?

Are you planning your next girl’s night?

Happy New Year everyone! It’s hard to believe that 2015 is already here.

As you turn over a new leaf and set your New Year’s resolutions, make sure to include special nights out and add a little culture to your list. To help with that, check out what is happening in Northville, Michigan this weekend. From the perfect girl’s night to the opening of John Dempsey’s art exhibit, Northville has exciting events for you to attend.

Weekend Events

  • City Hall Closed
    215 W. Main St.
    Northville, MI 48167
    Main Number: 248-349-1300

City Hall in Northville, Michigan will be closed today, January 1, 2015 and will reopen tomorrow. City Hall is normally open Monday - Friday from 8:00 am to 4:30 pm. For more information about City Hall, visit the City of Northville’s website.

  • First Friday Experience
    January 2, 2015
    6:00 pm – 9:00 pm
    Downtown Northville

Every first Friday of the month, Northville, Michigan is the place to be. During the event, galleries, shops, and boutiques stay open late and offer you special deals. Not only that, but you will be offered complimentary hors d’oeuvres and glass a wine according the city’s website.

Here are only a few of the galleries that will be participating.

After a night shopping, don’t forget to have dinner at one of the many Northville restaurants. Some of these restaurants will be offering special events. This is a perfect opportunity for a ladies’ night out or a date night with your special someone.

"Between Landscape and Place" A Solo Show by John Dempsey

Hours: Opens January 2 from 6:00 – 9:00 pm; Tuesday - Friday 12:00 pm – 5:00 pm; Saturday 12:00 -4:00 pm

The Northville Art House proudly presents Between Landscape and Place, an exhibition of painting by John Dempsey. According to the website,

“We move through a variety of industrial, post-industrial, modern and post-modern environments and then work to resolve landscape and nature within this cacophony of place. These compositions are offered to the viewer to visually explore and chronicle that complex relationship.”

Conclusion

Northville, Michigan offers many exciting activities this weekend that you won’t want to miss. From the First Friday Experience to the opening of the solo show by John Dempsey, Between Landscape and Place.

From all of at the Jamey Kramer Group, happy New Year!

Displaying blog entries 1-8 of 8