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Northville, Michigan Weekend Events - Kickoff to the Holidays

by The Jamey Kramer Group

Are you looking to buy local this holiday season?

Would you love to give your kids the experience of Santa, without wasting your time at the mall?

Happy Thanksgiving everyone! The holiday season has kicked off, and it’s time to start shopping. Today may be filled with thankfulness, family, friends, and delicious food, but tomorrow starts the season of shopping. Let your purchase make a big impact by shopping local this weekend and next.

Check out what is happening in the next two weekends in Northville, Michigan to find out where you can shop local, get special deals, and see Santa while keeping your sanity.

Small Business Saturday

  • November 29th, 2014
  • 10 am – 6 pm
  • Downtown Northville Shops and Galleries

Get into the holiday season by taking your holiday shopping to Downtown Northville this Saturday. Your purchases will go directly back into the community when you shop local.

Downtown Northville has over 60 different locally owned shops. With so many options, you will find that perfectly unique one of a kind gift this Saturday. Rather than spending your time, money and sanity at the malls, shop local and stress-free.

First Friday Experience

  • December 5th, 2014
  • 6 pm- 9 pm
  • Downtown Northville Galleries and Shops

The first Friday of each month is special in Northville, Michigan making it a great place to head to for a girls night out or a date night. Many of the local shops and galleries extend their hours, offer special sales, live entertainment and refreshments.

Once you’ve shopped till you’ve dropped, head over to one of the 23 local restaurants for dinner.

First Friday for Kids Party

  • December 5th, 2014
  • 5:30 pm – 9:00 pm
  • Ages: 4-12
  • Northville Community Center
  • 303 W. Main St.
  • Northville, Mi

This month the kids get to enjoy their own first Friday party at the Northville Community Center. According to the Downtown Northville website, this party will include games, the opportunity to make unique crafts, and sing karaoke.

Bring your kids in their favorite PJs and don’t forget their pillow and blanket as there will be an optional movie. Drinks and snacks will be provided. The cost is $12 per child and there is limited space available.

For more information visit the Northville Parks and Recreation website.

Santa at Maybury Farm

  • December 6th, 2014
  • 12 pm – 3 pm
  • Maybury Farm
  • 50165 Eight Mile
  • Northville, MI 48167

This year, let’s avoid the long line to see Santa at the mall. Instead, let’s take our children to see Santa at the Maybury Farm. While we wait with our children, we can enjoy cookies, hot cocoa and visit the Maybury farm gift shop.

The cost, according to the Northville Community Foundation website,

        “Admission is just a smile and donation for our winter feed for the animals.”

Take Away

Northville, Michigan is a family-friendly jewel of a town that offers a variety of fun activities for all ages. All of us at the Jamey Kramer Group would like to wish you a wonderful Thanksgiving.

Looking to let someone else do the cooking and cleaning on Thanksgiving Day?

Want to give back this Thanksgiving?

Thanksgiving Day is almost here. The family is coming to town, you’re cleaning and the thought of spending the next few days cooking makes you feel a bit anxious.

Northville and Novi are two of the great cities that Michigan has to offer. If you are looking for a place to have your Thanksgiving Dinner, you’ve found the right article. Below are two restaurants that are serving Thanksgiving dinner.

Northville, Michigan Restaurants

Deadwood Bar and Grill

  • 18730 Northville Road
  • Northville, Michigan 48167
  • 248-34 - RIFLE (or 248-347-4353)

Whether you are looking to head out or pick up, Deadwood Bar and Grill is a great place for you and your family on Thanksgiving Day. The casual and comfortable environment will relax you as you sit down and enjoy your Thanksgiving meal and your friends and family. Or, order carry-out and bring your dinner home.

The decor of Deadwood Bar and Grill is up-scale rustic. Pine wills, unique oriental rugs, handmade rustic furniture and a stone fireplace. Not only that, but you and your family can enjoy a full service bar and handcrafted billiard tables.

Head over the Deadwood Bar and Grill to make this a Thanksgiving your kids will never forget.

Rocky’s of Northville

  • 41122 Seven Mile
  • Northville, Michigan 48167
  • 248-349-4434 

Rocky’s of Northville will be open on Thanksgiving Day from 12 pm to 8 pm. Rocky’s is well known throughout the area and has been voted the #1 Best Restaurant in Northville 4 times by the Northville Record Viewers Poll.

A traditional turkey dinner with all the fixings will cost $18.50 for adults and $9.00 for children under 11. Nontraditional meals are also available.

Novi, Michigan Restaurants

Steve & Rocky’s

  • 43150 Grand River
  • Novi, Michigan 48375
  • 248-374-0688

Renowned as “one of the best restaurants in America” according to Gourmet Magazine, Steve & Rocky’s of Novi is planning a Thanksgiving feast to remember.

Thanksgiving Day hours are from 12:00 pm to 8:00 pm. Please call 248-374-0688 for more information.

Moe’s On Ten Free Thanksgiving

  • Wednesday, November 26th, 2014
  • 3:00 pm – 8:00 pm
  • 39455 West Ten Mile Road, just West of Haggerty

If you are looking to eat a great Thanksgiving meal by going out this year, we have the restaurant for you. Moe and his family of Moe's on Ten have opened their doors on Thanksgiving Eve to provide a free dinner to the entire community.

This is a traditional Thanksgiving meal and the menu includes the following:

  • Over Roasted Turkey
  • Mashed Potatoes
  • Autumn Harvest Dressing
  • Homemade Chicken Noodle Soup
  • Rolls
  • Pumpkin Pie
  • Soda and Coffee

This meal is completely free, unless you want to give back. If so, Moe along with the City of Novi are taking donations to help benefits the Novi Meals on Wheels. The donated money will be used to help Novi Meals on Wheels assist the need this holiday season.

For more information, check out this flyer or call (248)478-9742. 

Summary

This Thanksgiving does not have to be stressful. This can be the Thanksgiving you relax and enjoy all the wonderful people in your life while dining out.

Don’t forget to come back on Thursday to find out all the local happenings for Thanksgiving weekend. From all of us at the Jamey Kramer Group, have a wonderful Thanksgiving filled with good food and company.

 

Weekend Events in Novi, Michigan – November 2014

by The Jamey Kramer Group

Will Novi move the Farmers Market Indoors?

Will the library be open the day after Thanksgiving?

The snow has fallen and Thanksgiving is almost here. The next two weekends in Novi, Michigan are packed with local, family friendly and free events.

Be sure to have your calendar out so that you can plan what upcoming events you would like to attend.

Metro High School Hockey Invitation

  • Friday, November 21st, 4:30 pm - 10:30 pm
  • Saturday, November 22nd, 12:00 pm – 7:00 pm
  • Novi Ice Arena
  • 43400 Nick Lidstrom Drive
  • Novi, MI 48375

It’s that time of the year for the Metro High School Hockey Invitation. Opposing conference hockey teams will be squaring off in this annual showcase for this year’s bragging rights. Come out and cheer on your favorite hockey team.

This event is open to the public. Cost of admission for adults is $7. For students and seniors admission is only $5. For all children 5 and under it is free.

For more information, please see, Novi Ice Arena.  

Indoor Farmers Market

  • Time and Dates Below
  • Novi Civic Center
  • 45175 Ten Mile Road

Have you loved attending the Novi Farmers Market throughout the summer and fall? Do you love supporting local farmers? The City of Novi has proudly announced that the Novi Farmers Market will be moving indoors for the winter.

This winter, you will find gourmet foods and artisan items. You will find also find foods, decors and those perfect holiday gifts to give – all inside.

The winter market will be held on two Saturdays a month from 10:00 am to 1:00 pm on the following dates:

  • November 22
  • December 6 and 20
  • January 10 and 24
  • February 14 and 21
  • March 7 and 21
  • April 4 and 18

For more information, please contact RoseAna Twitchell, the Farmers Market Manager, at 248-347-0400.

Moe’s on Ten Free Thanksgiving Dinner

  • Wednesday November 26th, 2014
  • 3:00 pm – 8:00 pm
  • Moe’s on Ten
  • 39455 West Ten Mile
  • Road, just west of Haggerty

Come and enjoy a free Thanksgiving meal at Moe’s on Ten. Moe, along with his family, are opening their doors and offering a free meal to the entire community.

Taste oven roasted turkey, mashed potatoes, autumn harvest dressing, homemade chicken noodle soup, rolls, pumpkin pies, and soda or coffee.

The city of Novi is offering free transportation for all of those in need. Transportation reservations are required by Monday November 24th.Please call 248-735-5617 to schedule your transport.

While the meal is completely complimentary, you can offer a donation that will benefits Novi Meals on Wheels. 

For information on this event, check out the flyer or call 248-478-9742.

City Offices Closed For Thanksgiving

  • Thursday the 27th and Friday the 28th
  • City Offices
  • Meadowbrook Activity Center
  • Novi Public Library

The City of Novi offices, the Meadowbrook Activity Center and the Novi Public Library will be closed on Thanksgiving Day and the day after.

Coming Next Tuesday

Not sure which Novi restaurants will be open for Thanksgiving Day? We will be publishing an article next Tuesday that will provide that information. Love reading up on Novi’s events? Please be sure to stop back on Tuesdays and Thursdays.

Wealth Building Home Loan - A New Mortgage Option

by The Jamey Kramer Group

Do you dream of owning a home?

Would you love to purchase a home, but are struggling to save for the down payment?

Since the housing crisis, people all across the nation have been searching for a better mortgage option. An option that will allow Americans to purchase a home, own it, and one that doesn’t put the banks at risk. It seems like that option has been discovered.

It is called the Wealth Building Home Loan. According to the Wall Street Journal, this loan is a better option than the traditional 30-year fixed rate mortgage loan.

What Is the Wealth Building Home Loan?

Before we unveil why Wall Street Journal would say that, let’s start off by explaining what the Wealth Building Home Loan actually is.

The Wealth Building Home Loan provides is a 15-year fixed rate mortgage that helps to pay the debt off fast and build equity faster.

Benefits of the Wealth Building Home Loan

  • In the first three years of paying on the WBHL, 77% of the monthly payments goes straight to the principle. This allows home owners to gain equity quickly. In a traditional 30-year fixed rate mortgage only 32% of your monthly payments goes to your principle according to the Wall Street Journal.
  • Instead of a down payment, you can pay to reduce your interest rate. According to Realtor.com, for every 1% paid up front, the interest rate on the loan is reduced by one half of percentage point. In an article by NPR, Kimberly Wright reported having an interest rate of .125.
  • In 15 years, you will own your home free and clear.

The Catch

The main catch to this new program is that the monthly payments will be higher than the 30-year mortgage.

Another catch is that this program has not been rolled out nationwide yet.

Ed Pinto, the creator of this loan, along with Stephen Oliner described the loan like this in an article by USA Today,

         “Buying a home with a Wealth Building Home Loan is very much like buying a house and then renting it to yourself!”

Summary

The Wealth Building Home Loan seems like it could be a great option for low to moderate income families and those still under the weight of student loans. Bank of America and Citigroup are already funding loans through the Neighborhood Assistance Corporation of America. Could this loan be the answer to creating lasting home ownership in America?

Are you looking for ways to save a down payment for your home? You may like to read, How to Save a Down Payment for Your Dream Home, to find out how. 

Your Turn

What are your thoughts about the Wealth Building Home Loan? Does it sound like a great option to you?

Upcoming Weekend Events in Northville, Michigan

by The Jamey Kramer Group

Are you in need of a girls’ night out?

Have you ever been to the Holiday Lighted Parade in Downtown Northville?

Are you making weekend plans? If you are looking for something special to do for the next two weekends, Northville, Michigan is the place to be. There will be a girls’ night out to start your holiday shopping and holiday celebrations to kick off the season.

Northville’s Upcoming Weekend Events

Downtown Northville’s Girls’ Night Out

  • November 14th, 2014
  • From 5:00 pm – 9:00 pm
  • Downtown Northville Merchants

This event only comes around two times a year and with the holiday season coming up, you do not want to miss this. You and your girlfriends will be able to find that one of a kind gift you’ve been looking for.

According to Enjoy Northville, there will be giveaways and special offers at Northville’s 50 plus retail stores. After you have taken advantage of this shopper’s dream night out, plan to visit one of the 20 restaurants and bars to top the evening off. They will be offering specials as well to all the ladies.

Holiday Home Tour

  • November 14th, 2014
  • From 10:00 am – 4:00 pm
  • Various Homes in Northville

If you are looking for some holiday decoration inspiration, then tomorrow’s event is just for you. Five homes all throughout Northville, Michigan have been selected and will be decorated in different styles.

Tickets are being sold right now. You can call Northville Chamber of Commerce or the Gardenview to order tickets in advance. Tickets ordered in advance are $20 and tickets purchased at the door are $25.

  • Gardenviews - 117 E. Main - 248-380-8881
  • Northville Chamber of Commerce - 195 S. Main - 248-349-7640

For more information, please see: Downtown Northville’s Holiday Home Tour.

Holiday Lighted Parade

  • November 21st, 2014
  • 6:30 pm
  • Downtown Northville

The holiday season is here and it is time to kick it off with Northville’s annual Holiday Lighted Parade. Bundle the kids up and head to Downtown Northville on Friday November, 21st.

According to the Downtown Northville website, the parade route will be as follows:

“The parade will exit the Community Center parking lot onto Cady, then take Cady-EAST to Wing Street. Turn NORTH on Wing Street and proceed to Main Street. Turn WEST on Main Street to Linden, NORTH on Linden to Dunlap, EAST on Dunlap to Hutton, SOUTH on Hutton to Main, WEST on Main to Center, South on Center to Cady, and WEST on Cady to return to the Community Center.”

After the parade, there will be a sing-along for the entire community and a tree lighting ceremony. Plan to stay and enjoy the free refreshments in the Town Square provided by the local churches.

Holiday Greens Market

  • November 22nd, 2014
  • 10:00 am – 4:00 pm
  • Town Square

Are you looking for that perfect holiday wreath or maybe that eye catching centerpiece for your Thanksgiving table? On Saturday the 22nd of November, head to Town Square in Downtown Northville to find everything you need to decorate your home for the holidays. For more information, please see: Northville’s Holiday Greens Market.

Free Movie at the Marquis

  • November 22nd, 2014
  • 7:30 pm
  • Marquis Theater

What better movie to kick off the Christmas season than by watching the movie Elf? The best part is that the movie is free. For more, please see Free Movie at the Marquis.

Christmas in the Village

  • November 23rd, 2014
  • 1:00 pm – 4:00 pm
  • Mill Race Village

Transport back in time at the Mill Race Village on Sunday, November 23rd. There will be snacks, carolers and weaver demonstrations. The Northville High School band will also be performing and St. Nicholas will be making a visit. If you are interested in holiday shopping, the J.M. Mead General Store will be open and “stocked with gifts for the season.”

Summary

Northville, Michigan is a charming town with unique opportunities for all. The next two weekends will be filled with must-do events from a girls’ night out and a holiday home tour to holiday market, parade and Christmas in the Mill Race Village.

What You Need To Know About VA Loans

by The Jamey Kramer Group

What You Need To Know About VA Loans

Can our American veterans get help with their home loans?

Is there a down payment required for a VA home loan?

World War I officially ended when the Treaty of Versailles was signed on June 28, 1919. However, it was on November 11th, 1918 when “the war to end all wars” was considered over. That was the day under armistice or temporary cessation between Allied Nations and Germany and fighting stopped. That day became known as “Armistice Day”.

President Wilson honored the veterans of that First World War commemorating Armistice Day with these words:

"To us in America, the reflections of Armistice Day will be filled with solemn pride in the heroism of those who died in the country’s service and with gratitude for the victory, both because of the thing from which it has freed us and because of the opportunity it has given America to show her sympathy with peace and justice in the councils of the nations…" - VA.com

Armistice Day Became Veterans Day

Armistice Day became a legal holiday in 1938 in honor of the veterans of World War I. Years later, when World War II ended and then American forces also later fought against Korea, the word “Veterans” replaced the word “Armistice” to include all American veterans of all wars.

Today, We Celebrate Veterans Day

On this Veterans Day, we honor and are thankful for the men and women who have served and sacrificed for our country.

We do this by detailing what our veterans need to know about VA home loans. We will break down what they are, who is eligible, the benefits and how much is available.

VA Home Loans Defined: The VA home loan allows those who have served or are serving in the U.S military a loan to purchase a primary residence. The Veterans Affairs Department does not provide the loan. Instead, they guarantee a portion of the loan, making that loan much easier to obtain.

Eligibility: According to Zillow.com, veterans are those currently serving in the US Military. Those in the US Military are not the only ones eligible for this loan. Reservist/National Guard members and some surviving spouses are included in the list as well.

Benefits: According to the Veterans Affairs,

  • As long as the sale price does not surpass the appraised value of the home, there is no down payment required.
  • You are not required to pay private mortgage insurance premiums.
  • There is a limited amount that can be charged in closing costs.
  • You cannot be charged a penalty fee by the lender for paying the loan off early.
  • If you have trouble making payments, the VA may be able to help.

How Much Can a Veteran Borrow?

There is no set limit to how much you can borrow for your home. According to the VA’s website, there is a limit to how much liability the VA will assume and that can affect how much is lent to you.

“The loan limits are the amount a qualified Veteran with full entitlement may be able to borrow without making a down payment.” - VA.com

The basic entitlement for each Veteran is $36,000. Oftentimes lenders will loan up to four times that amount without down payment. As a veteran your income, credit and the property’s appraisals will also play a role in it.

However, each county has a loan limit. According the VA’s latest revised loan limits, the limit is $417,000. For loans over $144,000, only 25% of the loan is guaranteed by the VA.

Eligibility:

For more information on whether or not you qualify for a VA Home Loan, visit the VA’s website, Home Loan Eligibility.

In Closing

From all of us at the Jamey Kramer Group, we would like to extend our sincere appreciation again to all our veterans and all those currently serving our country today.

Weekend Events in Novi, Michigan – Celebrating our Veterans & More

by The Jamey Kramer Group

Would you love to see the musical Annie?

Are you wondering if the City of Novi offices will be closed on Veterans Day?

Over the next two weekends, the City of Novi is offering a multitude of events that you will want to be sure to note. Some events are free and other events offer discounts to either older adults or residents of Novi. Whether you are looking to celebrate your favorite veteran or to sing along to “It's The Hard-knock Life” from the musical Annie, this article provides you with the information you are looking for.

Home of the Free, Because of the Brave Brunch

  • Thursday, November 6, 2014
  • 10:00 am – 12:00 pm
  • Novi Civic Center
  • Ages 55+

The city of Novi would like to thank all the men and women who have served our country and protected our freedoms. A special brunch has been planned to celebrate our veterans. Plan to attend and be joined by other veterans to eat a delicious brunch, watch a colors ceremony and a folding of the flag ceremony.

This is a free event for our veterans. For family and friends who are residents of Novi the cost is $7 and for non-family and friends the cost is $8.50.

Annie Jr.

  • Novi Civic Center Theatre
  • General Admission- $12
  • Children ages 4-12 and Seniors 55+ - $8
  • Children under 3 - Free

Broadway Cast

  • Friday, November 7th at 7:00 pm
  • Saturday, November 8 at 5:00 pm
  • Sunday, November 9 at 1:00 pm

Times Square Cast

  • Saturday, November 8 at 2:00 pm
  • Saturday, November 8 at 8:00 pm
  • Sunday, November 9 at 5:00 pm

If you love the musical Annie, then you will love Annie Jr. Annie Jr. is a popular comic strip adapted from Annie the musical. Our favorite little orphan charms all in New York City during the Great Depression.

This show will even have your favorite numbers like “It's The Hard-knock Life” and “Tomorrow”. Tickets may be purchased by:

  • From the Novi Parks, Recreation and Cultural Services office, by calling 248-347-0400 or
  • Online Ticket Purchase
  • At the door the day of the show one hour before the show begins.

Brain Fun and Fitness: Brain Neurobics

  • Monday, November 10th
  • 10:00 am – 11:00 am
  • Ages 55+
  • Free Event
  • Meadowbrook Activity Center

Would you like to give your brain a workout by attending a free event at the Meadowbrook Activity Center on Monday, November 10th? Instead of “use it or lose it”, this event helps to “use it and keep it.” At the event, you will enjoy a variety of exercise that help to improve coordination, creativity and stimulate your memories.

To register, please contact the City of Novi Older Adult Services at 248-347-0414.

City Offices Closed for Veterans Day

  • Tuesday, November 11th
  • Meadowbrook Activity Center
  • City Offices

The City of Novi offices as well as Meadowbrook Activity Center will be closed all day on Tuesday, November 11th in observance of Veterans Day. Thank you to all the men and women who have faithfully served our country and fought for our freedoms.

Princess and Superhero Party

  • Friday, November 14th
  • 6:30 pm - 8:30 pm
  • Ages: All
  • Novi Civic Center

All princesses and superheroes are welcome to dress in their favorite costume for a night full of fantasy fun. There will be adventures, entertainment, craft building, music, and yes a costume contest. Registration for this event ends tomorrow and you do not want to miss it.

The price for Novi residents is $14 and the price for non-residents is $17. To register, please visit, Register Online.

Today’s Quick Tip

Do you need some tips on gardening in Northville and Novi, Michigan for the month of November? Head over to Top 10 Gardening To-Dos for November in Northville and Novi, Michigan to see what you can be doing this month to prepare your garden for winter and next spring.

Summary

Novi, Michigan has a number of fun-filled events planned for the next two weekends. From a delicious brunch honoring our veterans and the fun-filled musical, Annie Jr. to a Princess and Superhero Party and more, there is something for all ages to enjoy.

Top 10 Gardening To-Dos for November in Northville and Novi, Michigan

by The Jamey Kramer Group

Are you looking to get your landscape ready for the winter?

Are you wondering if you can still plant for spring in November?

The preparation that you do this month in your garden will have a direct effect on your spring garden. That is why the month of November is typically full of planting, clean ups and making sure your yard is ready to go before the freezing temperatures and snow of winter hits. If you are looking to create the perfect spring oasis in your garden, this article is for you.

We have gathered the top 10 gardening to-dos for this month in the Northville and Novi, Michigan areas. Here you will find the answers to your gardening questions on what to do in November.

Top 10 Gardening To-Dos for the Month of November

Watering

  1. While it may seem like this month you can stop watering, Organic Gardening recommends continuing to water your newly planted trees and shrubs until the ground freezes.

Planting

  1. As long as the ground is workable, you can still plant spring flowering bulbs. HGTV has a list of spring flowering bulbs you can choose from like grape hyacinth, tulips, daffodils and scilla.
  1. The Old Farmer’s Almanac recommends to plant trees and shrubs this month. Planting trees and shrubs in the fall is the best time of the year to plant them. This is because it allows their roots to grow and become established before spring when the above ground growth begins.

Fall Clean Up

  1. Bring in garden hoses, drain them and turn off all exterior faucets.
  1. To help prevent garden pests next spring, make sure to till the soil in your garden this month.
  1. Remove all the dead and diseased plants from your garden and flower beds.
  1. Take some time to walk around your yard and look for any weak branches on your trees and shrubs. You will know they are weak by asking yourself if they can handle the snow that is sure to be on its way. If not, remove the branches.
  1. After raking up all the fallen leaves in your yard, mulch them and use the mulched leaves as economical free mulch for your trees, shrubs, and flower beds.
  1. When it comes to your perennials, Better Homes and Gardens recommends cutting them back this month.
  1.  Clean all your gardening tools like shovels, pruners, and spades. Take some time to sharpen the blades and clean them off with an oiled cloth.

Bonus Tip

Buy a live Christmas tree and transplant it into your yard after the holidays.  To help with the transplanting, make sure to dig the hole before the ground freezes this month.

Summary

Make sure to prepare your yard for next spring especially if you are thinking about putting your home on the market. The November to-do gardening tips listed above will help you on your way.  The curb appeal of your home is a buyer’s first impression and your yard will be one of the first things potential buyers will see.

Are you looking for more ways to prepare your home to sell? Please check out the article, 7 Way to Update Your Kitchen for Under $1,000.

Take Away

When you are ready to put your home on the market, please give our office a call. We will be honored to show you what the Jamey Kramer Group can do to effectively and more importantly, successfully market your home.

248-348-7200

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