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Memorial Day Events in Northville, Novi, and South Lyon for 2016

by The Jamey Kramer Group

Mark your calendars for this year’s Memorial Day events. Memorial Day is a great day for rest, barbecuing, and hanging with family, but what makes this day so special is the opportunity to stop and thank our veterans for all the sacrifices that they have made for our country.

Towns all over the country take time to celebrate those that we have lost, and those that have put themselves in harm’s way to protect us. While each person’s service might look different – some as a nurse, some on the battlefield, some building parts, some cooking for the soldiers - no matter what a veteran’s role was, we are unbelievably grateful for their willingness to serve protect our country.

Memorial Day in Northville, Michigan

Northville’s Memorial Day Parade

  • Northville – 10:00 am
  • Location: Downtown Northville

The Northville Memorial Day parade draws thousands of people each year in honor of our veterans. Please call the VFW at 248-348-1490 for more information.

Memorial Day in Novi, Michigan

Novi Memorial Day Run

Novi will be hosting their 5th annual Novi Memorial Day Run located at Fuerst Park at Taft Road, south of 10 Mile Road. You can choose to do a 10K, 5K Run/Walk, or a one-mile family run. The run is a special family event for children, adults, and veterans. There will be finisher medals for all 5K and 10K runners. Bring a donation of canned food and you will receive a $5.00 discount on registration for the race.

  • 8:00 am will be the 10K Run
  • 8:15 am will be the start of the 5K Run/Walk
  • 9:00 am - 1 Mile Family Fun/Walk

The St. James Food Pantry will be beneficiary of the food donations. They are requesting the following canned items:

  • Canned meat
  • Tuna and chicken
  • Canned fruit
  • Ravioli
  • Spaghetti
  • Beef stew
  • Manwich®
  • Cereal

To register online, please see the online registration form. To receive the $5.00 off while checking out online, use the promo code, NMDR 2016. If you register before 5/25/16, you will be guaranteed a t-shirt.

Parking will be at the Novi High School which is adjacent to Taft Road. There should be plenty of convenient spaces to park. A DJ and refreshments will be awaiting runners at the end of the line. There will also be B-Tag Timing. For more information, please see, Novi Memorial Day Run.

Memorial Day Parade in Novi, Michigan

Make sure to stick around because immediately following the race will be the Novi Memorial Day Parade. The parade route will be along Ten Mile beginning at Karim Blvd. There will be a Memorial Day service at the Novi Civic Center after the parade concludes. Check here for the Memorial Day Flyer.  For more information, please see the City of Novi’s website.

Memorial Day Parade in South Lyon, Michigan

South Lyon will be hosting their annual Memorial Day Parade located in Downtown South Lyon. The parade will start at 9:00 am at Bartlett Elementary, make its way east on 10 Mile Road, proceed through downtown to Reynold Sweet Parkway, and end with a ceremony in the South Lyon Cemetery.

Enjoy and Remember

No matter where you choose to spend your Memorial Day, we know that anyone of these events and ceremonies will touch your heart and remind you, as it does for us all, about the sacrifices made to give us the freedoms we have today. To read more about specific stories of those veterans that live in this community, please check out the City of Novi’s newsletter.

The Importance of a School District When Buying a House

by The Jamey Kramer Group

The Importance of a School District When Buying a House

How important is the school district when buying a home? The answer might be determined on your own current situation. Do you have children, are you single and just buying your first home, or are you an empty nester?

Whatever your situation might be, it is important to realize the school district where your new house is located might have a measurable impact.

While many factors influence buying a home like price, size, and amenities, the school quality and location are influential factors. According to the 2014 National Association of realtors Profile of Home Buyers and Sellers, 29% of home buyers listed the school quality as a deciding factor, and 22% listed the proximity to the school as deciding factor when buying a home.

Here are 3 Tips to help you when deciding about school districts when buying a home.

  1. Research the School District

Whether you have children or not, you will want to research the school district you are moving into. Living in a community that has good schools means a few things for you as a home owner: good schools translate into good neighborhoods, home value stability, higher resale price, and a great educational experience.

Researching the school district or school can be done in a few ways. Many online sites will have the school’s ranking listed. In fact, you can even search by school district if you are hoping to buy in a specific district.

  1. Understand School Ratings

Each school is given a national rating on a scale of 1 -10 with 10 being the highest. While understanding exactly how each school is given this score is somewhat complex, it is determined by diversity, scores on standardized test, and graduation percentage to name a few. If you are interested in moving into an area that has a school district or school with a low number, it is important to ask around, talk with school officials, and get an understanding of what might be impacting that score.

It is also important to realize the score alone can be limiting and can fluctuate from year to year. For example, a family bought a house in a school district that had a perceived lower school district score. However, they knew the community well. They knew that the middle school had hired a new principal that was amazing. They felt confident that although the school was ranked low, it would raise in the future. With no need to move out of the district, they felt it was worth waiting it out. In the end, the school went from a score of 6 to a score of 8 with a few changes. This increase in score will not only boost the value of their home, it will influence the ability for the house to sell quickly, and the owners feel great about the community they live in.

  1. Use the Help of a Realtor

When you are buying a house, creating a “must have” list will help your realtor to make sure they are showing you the right homes to help your search. A good realtor should know the ins and outs to the community you are moving into. They can help give you more details about parts of the community that you might not be able to research on your own.

Make the Best Decision for You

Your own situation will determine how important the school system is for you. Knowing that having a good school system can greatly impact the neighborhood and community that you live in, will help you make a great choice. Researching the school district, understanding the school ratings, and getting an experienced and educated realtor to assist you in your home buying process will help you make best decision for you and your family.

If you are interested in moving to the Novi, Northville, and South Lyon, Michigan areas and are curious to know more about the school districts, we would love to talk with you. Please feel free to give us a call.

248-348-7200

Novi, MI Displays Kindness in Novi Cares Events

by The Jamey Kramer Group

If you are new to Novi, then you might not know what an incredible place it is to live. One of the first qualities you will see is the kindness, service, and love that the people show to each other and to their community. It truly is a unique place to live with amazing people that fills the 32 square mile piece of property in Oakland County.

For the 2016 year, Novi has embraced a vision to show kindness in many different ways. Bot Gatt, mayor of Novi, shared a little bit about the community in the 2016 Novi Calendar. When he thinks about the community of Novi he stated,

“I think about our diversity, how we embrace people from all different cultures, from all over the world and how we embody a sense of togetherness. In our subdivisions, in our schools, in our City government, people accept each other for who we are without regard to race, religion, political party or anything else. I think about how KIND we are to each other.”

When it comes to serving the community, Novi works hard to find ways to show this kindness in many ways. If you are looking to get involved in this kindness movement, or looking to find out more about this unique community, then jumping in on one of “Novi Cares” events, might be the perfect place to start.

Novi Cares is a series of events that will be happening throughout the spring and summer. Each work of “cares” is a different type of service that Novi’s residents are offering to the community.

Novi Cares Events 2016

C - Cemetery Clean-Up

  • Saturday, June 4 from 9:00 am – 11:00 am at the Novi Cemetery.
  • Novi’s community wants to honor the deceased soldiers by trimming the trees and shrubs, and pulling weeds.

A – Arbor Day

  • Saturday, April 3 from 9:00 am – 11:00 am at the Lakeshore Park.
  • Arbor Day is a day that is celebrated all over the United States where people show care to trees. Each year, Novi hosts an annual celebration that helps to encourage planting and caring for trees. You can join in on this great day by coming to help plant trees, mulch, and weed.

R - River Day      

  • Saturday, May 21 from 9:00 am – 11:00 am at the Rotary Park.
  • Join many other Novi residents and volunteers to gather to help for a spring cleaning of the park, which is part of the Rouge River Watershed. What a great way to get involved, meet others, and give back to your community.

E - Earth Day       

  • Saturday, April 23 from 9:00 am -11:00 am at the MSU Tollgate.
  • This annual event is a great opportunity to work in the Harvest Garden in partnership with MSU Extension Tollgate and celebrate Earth Day.  

S - Shredding Days

  • First Saturday of every month at the Corrigan Record Storage from 9:00 am -12:00 pm.
  • Novi is a community that wants to make help the earth. They are committed to recycling every month. Each person can recycle up to 300 pounds of paper for just $5. This is a service provided by Corrigan Record Storage.

Each of these events will happen in the Novi community rain or shine. You can bring your own hand tools and shovels. Don’t worry about bringing gloves as they will be provided for you. This is a great chance to come with your family, a group of people, a church, or business and serve the community. There is no need to pre-register, but it would be appreciated. To get more information, you can call 248-735-5628.

Wrapping it Up

These are just a few ways that Novi’s community is looking to give back. The ability of the residents to not only come and volunteer, but to seek for ways to help has impressed Novi’s mayor.

Mayor Gatt stated, “I’ve watched in awe as Novi residents who never knew the victims of a devastating house fire stopped with bags of clothing, food, gift cards, and anything that would help the families in their time of need.”

Novi, Michigan is truly is a unique community. If you are looking to move into the area, please let us know how we can help and if you have any questions we can answer.

248-348-7200

 

Buying a Home When You Are Not a U.S. Citizen

by The Jamey Kramer Group

If you own a home, you know the feeling of accomplishment that having something to call your own brings. This gift is something that anyone in the United States can experience whether they are a citizen or not. While there are advantages for those that are a U.S. citizen, a foreigner has every right to buy a home in the United States.

When you are looking to buy a home, but you are not a U.S. citizen, there three things to know: yes, you can, but it might be hard to get a loan, make sure to have your documentation in order, and be aware of the tax implication of being a foreigner. Let’s dive into each of these points.

  1. Yes, You Can Buy a Home, But It Might Be Hard to Get a Loan
    If you have an all cash payment, buying a home will not be a problem. It is when you try to get a mortgage loan that gets to be the tricky part. Many people are not in a position to put down that much cash to buy a home.
  2. Get Your Documentation in Order
    For anyone buying a home whether you are a citizen or not, most people will have to go through a lender to acquire the money to pay for the house. The first step is to check with a recommended lender in your community to find out the exact documentation you will have to have.

    To give you an idea of what you might need, for all people looking for a loan, the lender will check your credit score, your financial situation, how many assets you have, how much you are in debt, and your current income.

    Some non U.S. citizen buyers have found that this seems to be the toughest part. They have found that they had to have up to 50% cash as a down payment in order to get a loan, along with great credit. Make sure to get a second opinion or even a third. Ask friends who own a home to give you a referral of a lender. Do not stop at one person’s opinion. You can also get great referrals from your real estate agent.

    Make sure to have your tax statements, 1099s, and income pay stubs so that your lender can verify your financial situation.

    This process can be difficult regardless of being a US citizen or not. If owning a home is something you really want, you can make it happen. You do need to make sure you are fully informed about what you need. Getting the right advice will be very helpful in this process.
  3. Be Aware of Taxes When Selling
    This is a great area to get advice from a tax specialist in your community. While we are not experts in this area, we can give some insights from our experience. One area that is important for those that are not U.S. citizens to understand is when you go to sell your home you will want to be prepared that the buyer will be required to withhold 10% of the gross income of the sale. This is a requirement for anyone buying real estate owned by foreign nations.

    The IRS has set up this requirement to keep foreigners from avoiding the payment of taxes. The buyer then will report the purchase and pay the IRS the amount withheld. While there are exceptions, it seems that across the board when going to resell your home, you might have to be prepared to pay some taxes.

Wrapping Up

Non U.S. citizens are able to purchase a house in the United States, and it helps to know what to expect. If you or anyone you know is not a U.S. citizen and would like to purchase a house, please call our office. We are here to help.

248-348-7200

Displaying blog entries 1-4 of 4