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Events in Northville, Michigan You Don’t Want to Miss

by The Jamey Kramer Group

Are you looking for somewhere to go on Friday night?

This weekend, you don’t want to miss out on some of the last summer events in Northville, Michigan. From the classic summer event, the Friday Night Concert to something completely new, the First Annual Auto Makers Faire, there is something for all to enjoy. Check out the upcoming events below to start planning your weekend.

Friday Night Concert

  • Friday, August 28, 2015
  • 7:00 pm - 9:00 pm
  • Town Square, Downtown Northville
  • Free Admission

This Friday night is the last of this summer’s Friday Night Concerts. These concerts are hosted from May until the end of August in Northville’s Town Square. They are free for all to enjoy and a perfect place to bring a date.

In addition to the musical sounds of the Shawn Riley Band, you will also enjoy on-site vendors. According to the Summer Friday Night Concert flyer, vendors include Mystic Kettle, Kona Ice, The Brown Dog Creamery, Masonic Lodge, The Village Workshop, Advanced Concessions, and Starring Gallery.

First Annual Auto Makers Faire

  • Saturday, August 29, 2015
  • 9:00 am - 4:00 pm
  • *Rain or Shine
  • The Village Workshop
  • 455 Cady St. Northville, MI 48167

The Village Workshop describes this faire as “More than a car show. It’s an event for anyone who makes anything.” Saturday’s event will take place rain or shine, and is free to the public, and spectators are welcomed to watch.

Pre-registration is $20. Registration on the day of the show is $30. This event is also open to all cars, trucks, bikes, 4x4s, custom bicycles, and robots.

There will be vendors and makers projects, free tours of the village workshops, food provided by the Workshop Cafe, and live music by the Legendary Global Village. The first 50 registered attendees will receive a limited edition numbered and etched brass dash plaque.

Sundays at Mill Race Village

  • Sunday, August 30, 2015
  • 1:00 pm - 4:00 pm
  • Mill Race Village
  • 215 Griswold St.
  • Northville, MI

This Sunday, the Mill Race Village is open for you and your family to travel back in time. According to the Downtown Northville website, there will be  costumed docents available to help guide and inform about the buildings, the contents, and about Northville’s past.

Most weekends, you will even find a working blacksmith, weavers, and rug hookers who are busy at their trade. Occasionally, there is a strolling musician as well.

New Hope Family Fun Festival

  • Sunday, August 30, 2015
  • 4:00 pm - 8:00 pm
  • Mill Race Village
  • 215 Griswold St.
  • Northville, Mi
  • Cost: $25 for Adults, $10 for Teens, Kids under 12 are Free

After enjoying Sunday at Mill Race, make sure to stay around for the New Hope Family Fun Festival. This event is for the whole family. The Shawn Riley Band will be there as well as activities for the adults and kids.

According to the Downtown Northville website, there will be games, a Planet Fitness activity zone, a dunk tank, barbecue, and in the evening a candlelit memorial tribute.

Take Away

Northville, Michigan is providing a number of family-friendly things to do this coming weekend. Make plans today to enjoy all that Northville has to offer.

If you are interested in learning more about Northville and looking for a house, please contact us. We would love to introduce you to this wonderful family-orientated town.

248-348-7200

 

 

3 Huge Benefits to Buying Your Home This Winter

by The Jamey Kramer Group

Are you a first-time home buyer struggling to find the right home in your price range?

If you are looking to purchase your first home, but have found that the market is moving too quickly or you are finding it hard to save that 20% down payment, stay tuned because we have some good news for you.

Recently, Realtor.com reported that first-time home buyer sales have dropped from 30% in June to 28% in July. While first-time home buyer sales have dropped, overall we are seeing a continued rise in home sales.

Those looking to enter into the market for the first time often face an uphill battle from saving for the down payment to finding the right home in the right price range.

The good news is that this winter, there are some really good reasons why first-time home buyers should enter into the market.

  1. Loan Accessibility

Mortgage loans have never been so accessible to first time home buyers as they are this year.

  1. FHA Loans

One of the reasons why loans are so accessible this year is because of the FHA loans. FHA stands for Federal Housing Administration and is a mortgage loan that is insured by the federal government.

What makes FHA loans so helpful to first-time home buyers is that they only require a 3.5% down payment and are usually easy to qualify for.

This year, however, according to an article by Realtor.com, the mortgage insurance premium associated with this loan was lowered from 1.25% to .85%.

If you are unfamiliar with a mortgage insurance premium, it is an upfront fee and an annual fee that is collected monthly when you have less than 20% equity in your home.

This decrease, according to Adam McLain, a mortgage broker at Wintrust Mortgage, could save homeowners up to $100 a month.

For more information on FHA Loans, please see FHA Loans and Qualifications for First-Time Home Buyers.

  1. Fannie Mae and Freddie Mac Loans

In an article by The Wall Street Journal that was published last December, we learned that the mortgage finance companies, Fannie Mae and Freddie Mac, are offering new low down-payment mortgage programs. The article stated:

“The mortgage-finance companies and their regulator, the Federal Housing Finance Agency, said the companies would start to back mortgages with down payments of as little as 3%, and that the loans would be available to first-time home buyers, borrowers who haven’t owned a home for at least a few years and to those who have lower incomes.”

  1. Less Competitive Off Season

Summer, especially July, is one of the busiest times of the year for real estate. However, according to Realtor.com, the inventory in July is only around 25% higher than in December. Realtor.com also reports that the month of June see almost twice the amount of sales as January.

What this means is that this winter, there will be inventory available and it will be a less competitive market for the buyer.

  1. Mortgage Rates Are Still Low

One of the most common real estate predictions of 2015 was that mortgage rates will rise. It hasn’t happen yet.

Freddie Mac reported 30-year mortgage rates below 4% nationwide as reported in a recent article by Dan Green, a mortgage market expert, published by The Mortgage Report.

If you are not sure why mortgage rates matter, we would like to encourage you to check out Low Mortgage Interest Rate Stats You Want to Know. This article explains how much a 1% difference in your interest rate will make for your mortgage in the first month, in the first year, and beyond.

Take Away

If you are ready to start looking for a house, make sure you are prepared. Please see, 3 Things to Do Before You Start House Hunting and give our office a call. We would love the opportunity to help you find the house of your dreams.

248-348-7200

Upcoming Events in Novi, Michigan You Won’t Want to Miss

by The Jamey Kramer Group

It’s time to get your planners out and note the upcoming events happening in Novi, Michigan. Below, you will find information on Farmers’ Markets, Monday Movie Matinees for the kids, an important public information meeting, and so much more.

Novi Upcoming Events

Novi All Season Market

  • Saturdays through October 24, 2015
  • 9:00 am – 2:00 pm
  • Novi Civic Center Campus
  • 45175 W 10 Mile Rd, Novi, MI
  • Wednesdays through October 21, 2015
  • 4:00 pm – 7:00 pm
  • MSU Tollgate Education
  • 28115 Meadowbrook Rd, Novi, MI

There is nothing quite like serving your family food that is grown locally. A sense of pride comes with reducing your environmental impact, knowing the person who grew your food, and providing a healthy meal.

According to Novi Today Magazine's article, History, Heritage and Healthy, Michigan State University Extension Tollgate Education Farm has partnered to host two farmers’ markets to help serve the community of Novi.

Check out the Novi Farmers' Market Facebook page to see what is in store for you.

Monday Movie Matinee

  • Monday, August 24 & 31, 2015
  • 12:00 pm – 2:00 pm
  • Novi Public Library
  • 45255 W 10 Mile Rd, Novi, MI
  • West Side Meeting Room
  • For Grades: K+

This Monday and next, have your kindergartner and older kids bring a picnic lunch to the Novi Public Library. They will be able to eat their lunches in the meeting room while watching a movie on the big screen. The event is free and registration is not required. For more information, please see Novi Public Library’s Youth Programs.

Trash Talk

  • Tuesday, August 25, 2015
  • 6:30 pm – 8:00 pm
  • Hickory Woods Elementary
  • 30655 Novi Rd, Novi, MI

This Tuesday the City of Novi is providing a public information meeting about a new ordinance. According to the Trash Talk flyer,

“Earlier this year, the Novi City Council unanimously passed a motion directing City to draft an ordinance which would move Novi to a single trash hauler system.”

At Tuesday’s meeting, city administrators will be available to answer any questions and share any information about the ordinance.

Customer Appreciation Open House

  • Wednesday, August 26, 2015
  • 5:30 pm - 9:50 pm
  • Novi Ice Arena
  • 42400 Nick Lidstrom Drive, Novi, MI
  • Phone: (248) 347-1010

Don’t miss the Novi Ice Arena’s annual Customer Appreciation Open House. There will be free hot dogs, puck and stick give aways, a free skating clinic, free open skating, and free adult drop-in hockey.

For more information, please see the Customer Appreciation Open House flyer.

Doggie Dive-In

  • Thursday, September 10, 2015
  • 6:00 pm – 8:00 pm
  • Lakeshore Park Beach
  • Registration Ends: September 3rd
  • Price for residents of Novi: $5 per dog
  • Price of non-residents of Novi: $6 per dog

*Must be current member of Novi Dog Park

Bring your lovable pooch to his or her very own beach party. Your dog will have the opportunity to meet other dogs from the area and participate in fun contests. Contests include swimming, dancing, and even a swim suit contest.

For more information, please see Experience Novi – Doggie Dive-in.

Take Away

Novi, Michigan offers a number of fun and family-friendly events over the next few weeks. From Farmers’ Markets to the Doggie Dive-in, there is something for each member of your family.

If you are interested in looking for a home in Novi, please give our office a call. We would be honored to show you what is available in this family orientated town.

248-348-7200

 

3 Things to Do Before You Start House Hunting

by The Jamey Kramer Group

Are you considering looking for a house?

Not sure where to start your house hunting journey?

House hunting is one of those moments that we have all dreamed about. Who doesn’t get excited about the searching for their dream home?

The thing is, if you walk into the house hunting journey unprepared, you may soon find yourself a little lost and frustrated. In this article, you will find 3 things to do before you start your journey.

These tips will help keep your organized and on the path to finding your perfect home.

  1. List Your Priorities

Before you head out the door, sit down and make a list of what you want in your new home. Houzz.com recommends starting with writing everything down. Then choose 3 or 5 must haves.

  1. Decide on a Budget

Don’t let the b-word scare you. Figuring out how much of your income should go to your mortgage payment is a good thing.

According to MoneyUnder30.com “the golden rule” is that your mortgage payment should not exceed 28% of your gross income.

When you include your mortgage, homeowner’s insurance, and private mortgage insurance (PMI), association fees, and property taxes, MoneyUnder30.com recommends that your mortgage should not exceed 32% of your gross monthly income.

According to an article by Forbes about new qualified mortgages, your total debt-to-income ratio cannot exceed 43%. Total debt includes car loans, student loans, and credit cards.

MoneyUnder30 recommends sticking with the “Rule of 40”. This means that you should keep your debt to income ratio at 40% or lower.

  1. Break out the Spreadsheets

One great way to make sure the home you are looking at has all that you want, is to make a list of priorities and develop what Houzz.com calls a “comparison chart.”

When you are looking at multiple homes, it can be easy to forget which is which and what is what. That is why creating a “comparison chart” is so helpful.

Use a spreadsheet or keep it in list form for your comparison chart. Start with your 3 or 5 must haves. Here is a list of other things to include in your comparison chart:

  • Price

  • Square footage

  • Number of Bedrooms

  • Number of Bathrooms

  • Lot size

  • Condition of the roof

  • Condition of the exterior of the home

  • Landscaping

  • Storage space

  • Location to work and schools

  • Your emotional feel of the home, and

  • A place to take notes on what you liked about the home and what you didn’t like.

Summary

Take your comparison chart with you to every home you look at and take notes. You may even consider asking the real estate agent if you can take pictures of the house bring back home with you.

Shopping for your dream home should be exciting and fun. When you are ready to start your home finding journey, please give our office a call. 

248-348-7200

Would you like to find out what it takes to qualify for a mortgage? Please see: What Determines if You Qualify for a Mortgage?

 

August Upcoming Events in Northville, Michigan

by The Jamey Kramer Group

Northville, Michigan has a variety of exciting events planned over the next two weeks. From the Farmers’ Market and Tunes on Tuesday, to the Ford Field Festival, there is something for each member of your family. Be sure to mark your calendar so that you won’t miss the opportunity to enjoy all that Northville has to offer.  

Northville's Farmers’ Market

  • Every Thursday through October 29, 2015
  • 8:00 am – 3:00 pm
  • Northville Downs Parking Lot
  • On the northwest corner of 7 Mile and Sheldon Rd.

The Northville Farmers’ Market is in full swing. You will be able to choose from the 75 stalls of Michigan grown and Michigan made products.

Between 9:00 am and 12:00 pm, there will be Master Gardeners on site.

At 10:00 am, chefs will be demonstrating ways to prepare the food that is available at the market.

For more information, please see Northville Chamber of Commerce.

Friday Night Concerts

  • Friday, August 14, 2015 &
  • Friday, August 20, 2015
  • 7:00 pm – 9:00 pm
  • Town Square, Downtown Northville
  • Free Admission

One of the best parts about summer in Northville is the Friday Night Concert.  The admission is free. It is a great way to spend your Friday night with a date or with your family.

New this year is the addition of on-site vendors. According to the Northville Parks and Recreation, the following is a list of the venders that will be there,

  • Mystic Kettle
  • Kona Ice
  • The Brown Dog Creamery
  • Masonic Lodge
  • The Village Workshop
  • Advanced Concessions
  • Starring Gallery

Enjoy the entertainment of Karin Elizabeth & the Remedy Band on Friday, August 14.

August 20 is the last Friday Night Concert of the season and the Shawn Riley Band will be performing. Come out and enjoy the last two concerts of the summer in Downtown Northville.

Tunes on Tuesday

  • Tuesday, August 18, 2015
  • Tuesday, August 25, 2015
  • 10:30 am -11:30 am
  • Town Square on Main Street
  • Rain location is Genitti’s Little Theatre at 108 E. Main

Bring your sunscreen, hats, and water bottles and come enjoy some free entertainment with your kids. Tunes on Tuesday is the Northville Children’s Concert Series. Every Tuesday in downtown Northville, your little ones will be able to watch performances.

This week Kevin Devine will be there to sing and play along with the Music Man of Many Hats.

Next week, Palamazoo will be performing. Susan Harrison, a Michigan songwriter and author, engages the children with colorful puppet characters, songs, spirited play, and much more.

For more information, please to see the Northville Parks and Recreation’s flyer.

Ford Field Festival

  • Friday, August 21, 2015
  • 5:00 pm – 10:00 pm
  • Saturday, August 22, 2015
  • 2:00 pm – 10:00 pm
  • Ford Field Downtown Northville

Next weekend, do not miss the Ford Field Festival. According to the Chamber of Commerce, there will be music, food trucks, and a beer garden for you to enjoy.

Friday Events

  • 5:00 pm – 10:00 pm The Beer Garden will be open.
  • 7:00 pm - 9:30 pm The Dan Rafferty Band will be preforming.

Saturday Events

  • Beer Garden open from 2:00 pm – 10:00 pm.
  • Food Trucks from 2:00 pm – 10:00 pm.
  • Performance by Gia Warner from 4:00 pm – 6:00 pm.
  • Performance by Magic Bus from 7:00 pm – 9:00 pm.

Food Truck Appearances

  • Browndog Creamery
  • Buffy’s Boulevard Burgers
  • Buff’s Mexi-Casian Grill
  • Chicken Coupe
  • Concrete Cuisine
  • Delectabowls
  • Go!Sy Thai Food Truck
  • Mystic Kettle Corn
  • Pita Post
  • Rolling Stoves
  • Shimmy Shack
  • Smoky Rhodes BBQ
  • Time to Chill Gelato
  • Rollin’ Stone Pizza

Take Away

There are a number of fun things to do in Northville, Michigan before the end of summer that won’t want to miss.

If you are interested in taking a closer look at this family friendly town, please give our office a call. We would be honored to help you find the home of your dreams in Northville.

248-348-7200

How to Declutter and Get Ready To Sell Your Home

by The Jamey Kramer Group

Are you considering a move?

Is your home ready to put on the market?

Over the weekend, a friend and I were discussing what needs to happen in a home before you put it on the market. We talked about everything from little fixes to big updates. One of the main points of discussion was decluttering.

Whether you are looking to sell your home quickly or you are just considering moving and want to be ready, decluttering is a must. Every article you could possibly read about preparing your home to sell will tell you to declutter.

In this article, you will find tips on how to declutter your home. We are including some good rules of thumb, practical ideas, and solutions. There may be ideas you haven’t thought of before.

Decluttering is a great first step when preparing to put your house on the market to sell.

5 Ways to Declutter Your Home

  1. Consider renting a storage unit

If you have a lot of things that you do not want to part with, consider renting a storage unit. This is where you want to put all that extra stuff that you don’t need immediately. Items like holiday decorations, out of season clothing, and other storage stuff are a great place to start.

  1. Tackle the closets

A good rule of thumb for your closets is to remove at least half of what is in there. Buyers will go through your closets, your cabinets, and your pantry. They want to see if their things can fit.

Take time to organize the remaining items. Forbes.com recommends that you “make your storage look custom with DIY shelves, hangers, and bins.” They also recommend organizing your clothes by color and type.

Trulia.com even recommends painting the interior of closets a lighter color to help them seem “airier.”

  1. Depersonalize your home.

According to HGTV, depersonalizing your home includes removing pictures, memorabilia, and personal keepsakes.

  1. Consider your book shelves.

Are your book shelves packed? Do they look messy? Remove what you don’t need. Either put items in storage or give them away.

  1. Declutter the furniture.

Too much furniture in a room can make your home look smaller than it is. Better Homes and Gardens recommends having 30 inches between pieces of furniture that people have to walk around. They recommend that the sofa and coffee table should be 14-18 inches apart.

You can store some of the pieces in a storage unit to declutter rooms. Another great idea is to reduce the size of your dining room table if you have a dining room to make it appear bigger and less cluttered.

A Few Quick Tips to Remember when Decluttering

If you haven’t decluttered in a while, you might feel like the task is a bit overwhelming. Here are some quick tips to help you along the way.

  • RealSimple.com recommends giving yourself double to amount of time you first thought it would take you. If you thought going through your closet would take you a day, give yourself two days.
  • Another Real Simple solution is to arrange all those photos into plastic dividers or even little boxes by event or date, instead of trying to fix them all in an album.
  • Take 5 minutes in each room to find items to get rid of.

Take Away

Decluttering your home is a fundamental first step when getting it ready to put it on the market. These simple tips, from renting a storage unit to decluttering the furniture, are great ways to accomplish a clutter-free home.

When you are all done decluttering, don’t miss out on this weekend’s events in Novi, Michigan.

 

 

Upcoming Novi, Michigan Fun Family Events

by The Jamey Kramer Group

The next two weeks are full of family fun events in Novi, Michigan. From the Festival of Colors to the Great Campout, you won’t want to miss a single thing by checking out the information below.

Festival of Colors

  • Saturday, August 8, 2015
  • 11:00 am – 5:00 pm
  • Novi Civic Center - Fuerst Park
  • 45175 W 10 Mile Rd, Novi, Michigan 48375
  • Free parking available
  • Tickets: $5.00 in advance and $7.00 at the door

The Festival of Colors website describes this Saturday’s event as the “World’s Happiest Event” and defines the purpose as “The purpose of the Festival of Colors is to encourage unity in diversity, enhance cultural understanding, and bring color into our lives.” People all around the world celebrate this festival to promote love, unity, and friendship.

This event will include:

  • Mantra Music
  • Yoga
  • Kids Activities
  • Lucky Draw
  • Free Gifts
  • Dance Performances
  • Ethnic Shopping
  • Food Booths
  • Live Bands
  • Group Color Throwing every 20 minutes
  • Vegetarian Lunch available for $6.50

The colors that will be thrown are eco-friendly, non-toxic, organic powders. Michigan Colorfest asks that you do not bring your own colors. Color bags and air mask will be available for nominal fees:

  • 1 color bag: $3.00
  • 5 color bags: $5.00
  • Air mask: $1.00

Additional information:

Novi All Seasons Market

Saturdays through October 24, 2015

  • 9:00 am – 2:00 pm
  • Novi Civic Center Campus
  • 45175 W 10 Mile Rd, Novi, MI 48375

Wednesdays through October 21, 2015

  • 4:00 pm – 7:00 pm
  • MSU Tollgate Education Center & Farm
  • 28115 Meadowbrook Rd, Novi, MI 48377

Come and shop Michigan made products and Michigan grown food at either of the Novi All Season Market locations. For updates and pictures of the selections, make sure to check out the Novi Farmers’ Market’s Facebook page.

Wonderful Wednesday

  • Wednesday, August 12, 2015
  • 10:30 am
  • Fuerest Park
  • 45325 10 Mile Road, Novi MI 48375 US
  • Located on the corner on Ten Mile and Taft Roads

Don’t miss out on this last FREE event for your kids. This Wednesday, The Music Lady, Beverly Meyer, will be entertaining your children. These shows are usually 45 minutes to an hour long. For more information, please see the City of Novi’s website.

Friday Family Fun Night

  • Friday, August 14th, 2015
  • Musical Entertainment - 6:30 pm
  • Movie - Dusk
  • Fuerest Park
  • 45325 10 Mile Road, Novi MI 48375 US
  • Located on the corner on Ten Mile and Taft Roads

This month’s Friday Family Fun Night performer is the Third Coast Kings and the Movie is Big Hero 6. Bring your family out to enjoy some musical entertainment and a movie under the stars. It’s the perfect start to any weekend.

The Great Campout

  • Saturday, August 15, 3:00 pm - Sunday, August 16th, 10:00 am
  • Lakeshore Park
  • 601 S Lake Dr, Novi MI 48375
  • Novi Residents - $35 per site
  • Non-Residents - $42 per site

Next Saturday, bring your family to Lakeshore Park for the Great Campout. This is the last Great Campout of the summer and it is not to be missed. According to the flyer, there will be a hot dog cookout, lawn games, extended beach hours, s’mores, inflatables, and a continental breakfast.

Take Away

Novi, Michigan is filled with exciting family-friendly events and opportunities to buy Michigan made and Michigan grown products over the next two weeks.

If you are looking for a house and are interested in finding out more about Novi, please give our office a call. We would love to help you find the home of your dreams in this amazing city.

248-348-7200

“What seems to make Craigslist work is our deal about "doing well by doing good," and by providing a platform where people can help others with everyday basic stuff. That starts with helping get a job and a home, and goes from there.”

~ Craig Newmark, Founder of Craigslist, reported by the Huffington Post

A Little Background on Craigslist Inc.

Craigslist Inc. started out as an e-mail distribution list in 1995. According to an article by Today I Found it Out, in those days the posts were created by the founder Craig Newmark. Most of those posts were about social events for Internet developers living or working around the San Francisco Bay area.

The subscribers grew quickly, and soon people were using the list to post for technical positions. In 1996, Craigslist went live with multiple categories.

In 1999, Craigslist was incorporated as a private for-profit company.

Now, Marketplace reports the site sees over 9 billion page views per month. Craigslist ranks 9th as one of the most viewed websites in the United States.

Unfortunately Not Everyone is “doing good” on Craigslist

In a posting by the City of Novi, a 2010 study is cited. This study reports that Craigslist had 50 million users. It was linked with 330 crimes, including 12 murders, 105 robberies or assaults.

“Safe Havens” for Online Buyers and Sellers

The City of Novi, along with other metro Detroit cities, has started offering what the Detroit News referred to as “safe havens.”  These safe havens are police stations.

The City of Novi has offered the front lobby of their police station and the parking lot for Craigslist transactions. According to the City of Novi’s website, those areas are active throughout the day, are well-lit, and are monitored by staff and security cameras 24-hours a day.

The Detroit News has reported that:

  • Sterling Heights Police Department’s lobby and parking lot is open for transactions.
  • Troy Police Department is also a safe haven.
  • Southfield and Ferndale will soon offer safe havens as well.

Staying Safe When Making Transactions

The City of Novi and the article by the Detroit News have offered tips on staying safe when making transactions that include:

  • Personal checks can carry risk. Make sure to only accept cash or cashier’s check.
  • Never go alone.
  • Conduct transitions with local buyers.
  • Meet at police stations.
  • Do not allow anyone to come to your home, and do not go to anyone’s home.

Summary

Many people use Craigslist to buy and sell items, to find places to live, and to find jobs. With over 50 million users, you will have lots of options. When conducting transactions, the most important thing to remember is to be safe.

Displaying blog entries 1-8 of 8