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There's Always Something Happening in Northville, MI

by The Jamey Kramer Group
Chocolate ice cream

Do you love free ice cream?

In a city like Northville, Michigan there is always something for everyone and there is always something going on. Whether you want to enjoy the beautiful fall weather or some free ice cream, it's all happening in Northville. Before you make any weekend plans, check out what Northville, Michigan has to offer.

Maybury Farm Corn Maze

If you are looking for some fun and family-friendly activities this weekend, this corn maze has it all. The maze is actually shaped like a barn and finding your way through it is only one part of the fun. 

Another fun activity is finding 8 animals. Once all 8 are found, you can head back for cider and donuts. Then you can be entered to win a Meijer gift card. While you are enjoying your cider and donuts, you and the kids can head out to the playground and visit the animals. The hours of operation are:

Friday: 6 pm-10 pm

Saturday: 1 pm-10 pm

Sunday: 1 pm-7 pm

Remember the last wagon of the day leaves 1 hour before closing time. This maze was created to raise money to feed the animals during the winter. The cost of admission for adults is $7 and kids under 9 are $6. Maybury Farm is located at 50165 Eight Mile in Northville.

Kidpreneur Video Production Workshop 

Here is a great event if your kid is interested in making movies. According to the Northville Patch,

"This is part of the Kidpreneur Video Production Series workshop. In this workshop, kids will learn how to use Microsoft Live MovieMaker to make a 30sec introduction video with titles, audio and music."

This class is for kids 10-14 years old. Classes and workshops are held at 235 E Main Street, Suite #104 in Northville.  Kids must bring their own laptop. If you are already a member then the workshop is free. For non members, the charge is $25. 

This workshop focuses on teaching kids how to promote their business by using a 30 second video. 

Sundaes on Sunday

I know I love ice cream, especially when it's free. This Sunday, the Northville District Library is hosting an event called, "Friends of the Library". Bring your friends, family, or anyone you can find even if they are not a member because this event is open to everyone. 

If you would like to become a member of the library, Sunday is the perfect time to do it. You'll also discover the upcoming events that the library has to offer. This Sunday's event will be from 1 pm-4 pm. 

Northville is a wonderful, family-friendly city with something going on every weekend. What are you looking forward to doing this weekend?

Will The 30-Year Fixed Rate Mortgage Disappear?

by The Jamey Kramer Group
Will The 30-Year Fixed Rate Mortgage Disappear?

Have you been waiting on purchasing a home?

When you plan to buy your home, do you plan to get a 30-year fixed rate mortgage?

Today is a beautiful day in Northville, Michigan. Temperatures will be in the high 60s and the forecast is sunny. It's a perfect day for house hunting. If you have been considering buying a house for a while, right now is the time to do it especially if you are thinking about getting a 30-year fixed rate mortgage. 

Did you know that most other countries do not even offer a 30-year fixed rate mortgage? Instead, they have adjustable rate mortgages that rise and fall with the interest rates. 

As Washington meets to discuss the replacement of Fannie Mae and Freddie Mac, a deeper question emerges: should 30-year fixed rate mortgages continue to be as assessable? 

Banks do not like holding 30-year mortgages and that's because when they guarantee the interest rate for those 30-year mortgages, they don't get a guarantee for themselves. During the 1980s, many saving and loans failed because of this.

According to an article in the Wall Street Journal, that was the introduction of Freddie Mae and Fannie Mac.

          "Enter Fannie and Freddie. They don't make loans. Instead, they buy them from lenders, package them into securities, and sell those to investors. They promise to make investors whole when mortgages default. In other words, they take the credit risk. The 30-year mortgage is available mainly because of government guarantees-implied before the crisis and explicit since 2008."

Democrats and Republicans are deeply divided on the decision. 

  • Those for keeping the 30-year fixed mortgage believe that it is a bad time to push adjustable rate mortgages because interest rates are most likely going to be rising.
  • Those against the 30-year fixed mortgage want the government out of the mortgage business. They believe that the loan is not practical when borrowers pay so much in interest at the beginning of the loan, do not build equity and then the loans are dissolved early due to a move or divorce. 

However, Americans love the 30-year mortgage. Instead of the 30-year mortgage disappearing, there may be other answers such as requiring larger down payments and/or higher interest rates.

Whatever Washington decides, it looks like changes are coming for the future. That makes right now the perfect time to buy that home you have always been dreaming of. Get in on the low 30-year fixed-rate mortgage while you still can. If you are ready to start looking, please give our office a call. 

248-348-7200

Fall for Novi and the Tollgate Fair this Weekend Only in Novi, Michigan

by The Jamey Kramer Group
Fall for Novi

Are you looking for a inexpensive place to take the kids this weekend?

Would your child enjoy getting behind the scenes with the Police Department?

Thursdays are one of my favorite days of the week. It is the day when you start to think about the weekend. On this Thursday, we are sharing with you what is happening in Novi, Michigan. If you have children, we've got some great family activities that will stay within your budget. So get your planner out and get ready to make some plans.

Fall For Novi – Community Open House and Health Fair – September 21st

If you are from Novi or if you are looking to relocate to Novi, this weekend is the perfect to make a trip out. This weekend at the Fall for Novi, you can experience a city-wide open house.

Here are a few of the great things you and your family will be able to see this weekend,

  • Police Cars
  • Fire Trucks 
  • State Police Mobile Crime Lab
  • University of Michigan's Life Flight Helicopter 
  • Free refreshments
  • Children’s activities

In an article from Novi Today, we learn that the goal of this open house is not only to show what Novi has to offer.  Sandy Fisher, Older Adult Services Senior Coordinator, stated:

          "One of our objectives is to promote healthy, active lifestyles. And, one of the ways we do that is to connect people with health services."

They are connecting people with health services by bringing in over 30 exhibits and making health services easy to access. Some of those health services will include:

  • Flu Shots
  • Blood Pressure
  • Heart rate screenings
  • Oxygen level screening 

There will also be free information provide about the screenings. The open house will be held on Saturday the 21st from 11 am to 2 pm at the Novi Civic Center Campus. For more information, please visit the City of Novi’s PDF on the website.

The Tollgate Fall Fair – September 21

This fair will be held on Saturday, the 21st from 10 am to 3 pm at the Michigan State University Tollgate Education Center 12 Mile & Meadowbrook Roads in Novi. You can enjoy crafts with the kids, hay rides and even catch and release fishing.

Music and entertainment will be there while you and your children learn about bats, frogs, toads and lizards. If you love to garden, make sure you check out the self-guided garden tours. 

The best part about this fair is that it is completely free to all. For more information visit the Tollgate Fall Fair PDF flyer.

Whether you choose to attend the Fall for Novi Community Open House and Health Fair or the Tollgate Fall Fair, this weekend has memories is store for you and your family.

Do Renovations Increase the Value of Your Home?

by The Jamey Kramer Group
Do Renovations Increase the Value of Your Home?

Are You Wondering If It's Worth It To Renovate?

This big question is: if you put more time and money into your home, will you get the return on investment you were hoping for when you go to sell it?

It is a beautiful day in Novi, Michigan. With a high of 68 degrees we say good-bye to summer and hello to fall this week. Fall is one of the most gorgeous times of year in Novi with tree leaves turning an array of vibrant reds, yellows and oranges.

Is It Really Worth It To Renovate? 

Today we are going to look at a question many home owners ask themselves: is it really worth it to renovate? Renovating can be a lot of elbow grease, especially if you do it yourself. We've all heard that renovating certain parts of your home will actually increase your home’s value. We know there are less expensive ways like changing out fixtures or replacing the knobs on the kitchen cabinets.

However, as the market is increasing more and more, people are finally feeling the relief they needed to put their home on the market. With so many homes now on the market, what will make your home stand out? We've been looking at 2013 Cost vs. Value report to see if it is really worth it to renovate.

2013 Cost vs. Value Report

This is the 25th report that Remodeling Magazine has published. The reports look at 81 cities all across America. It shows the cost of overall construction on popular renovating projects and compares them to the resale value. 

Here's the good news:  the average cost to value ratio has improved. It hasn't just improved, but it is the best it's been in 6 years. One of the biggest reasons why this has happened is the lower cost of construction. 

Prior to the recession, the cost to value ratio was so high that it turned many homeowners away from replacing projects. Since the recession, price is now on everyone's mind and replacement jobs have increased. This is because of the lower cost of construction along with the increase value it gives to your home.

What we mean by replacement is to completely replace what is current existing. Remodeling means just that; to remodel instead of completely replacing. 

So Where Do You Put Your Money?

Here are 5 remodels that scored high on the report

  • Entry Door Replacement
  • Fiber Cement Siding
  • Wood Deck Addition
  • Garage Door Replacement
  • Minor Kitchen Remodel 

It looks like first impressions are taking the lead in recent market trends for value. Normally when you think of renovating, whether you are remodeling or replacing, you may be thinking kitchen and bathrooms. According to this report, the money to renovate your home should be spent on the outside of it - the curb appeal. 

What are your thoughts?

Will you be tackling that remodeling project that you have put on the back burner before putting your house on the market?

Northville to Celebrate Annual Victorian Festival

by The Jamey Kramer Group
Perfect curb appeal without breaking the bank

This weekend, the city of Northville, Michigan will be celebrating its history and heritage when the annual Victorian Festival returns for its 25th anniversary. If you love history, Northville is the place to be this weekend. This charming town has a vast history and this weekend you will get to experience a taste of that history.

Northville has always been proud of its historical heritage. The Mill Race Historical Village has been a special attraction and a crowning jewel highlighting the city’s heritage. This weekend, however, will be there will be so much more historical fun.

The Victorian Festival is hosted by the Northville Chamber of Commerce and will kick off with a parade on Friday, September 13th at 6:30 pm. There will be magic, music, historical games and food, a children’s carnival and more. The following is a breakdown of the activities available by day.

Friday, September 13

Before the parade begins, there is fun for the entire family to enjoy including:

  • Kid’s Carnival Rides: Opens at 5 pm and stays open 10 pm
  • Face Painting: 5 pm-8 pm
  • Saloon: 5 pm-10:30 pm
  • Victorian Festival Parade: Starts at 6:30 pm and will be taking a new route. The parade will start and end on W. Cady. For a complete map, please visit the Victorian Festival Event brochure.

In addition, as long as weather permits, there will be balloon rides following the parade.

Saturday, September 14

If you thought there were a lot of activities on Friday, Saturday will have even more things to do. As on Friday, there will be carnival rides for the kids as well as face painting. There will also be,

  • Stage Coach: Check out an actual stage coach between 11 am and 5 pm.
  • Live Theater: Don’t miss the live interactive show at 11:30 am, 2:15 pm and 4 pm.
  • Street Magician: Let the kids be entertained by a street magician. You can catch his act between 1 pm-3 pm.
  • Vintage Baseball: Northville’s very own vintage baseball team, Eclipse, will be taking on Port Huron Welkins at 1 pm on Ford Field.
  • Mill Race Village: Northville’s Mill Race Village will be opening over the weekend. You and your family can step back into Northville’s very own history.

Sunday, September 14

The events don't end on Saturday. Just like the days before, there will be the kids carnival rides, the carousel and face painting. In addition, the planned activities include:

  • Comedy Juggling Show: From 12 pm-1:30 pm at South Main and Center Street.
  • Victorian Tea Room: From 12 pm-3:30 pm come by the Cady Inn to enjoy some tea.
  • Eclipse Vintage Baseball: The Eclipse Base Ball Club of Northville will take on the Mighty River Hogs of Midland County at 1 pm.

One of the best ways to learn about history is to actually experience it. This weekend in Northville, you and your family will have the opportunity to do just that. Enjoy all the activities and let us know which activity was your favorite.

 

How To Achieve That Perfect Curb Appeal Without Breaking the Bank

by The Jamey Kramer Group
Perfect curb appeal without breaking the bank

Would you like to sell your home?

Are you looking for a way to make your house stand out without spending too much money?

Curb appeal is one of the most significant elements of a home when someone is trying to sell it because it is the buyer’s first impression. In some cases, it can actually make or break a sale. Research shows that homes with anesthetically pleasing curb appeal command higher prices and take less time to sell.

In our article, How to Amp Up Your Homes Curb Appeal for Less, we shared easy ways to really stand out by,

  • Cleaning up the Yard
  • Put toys away
  • Fix the address numbers
  • Fresh coat of paint on the door and mailbox
  • Planting flowers

Perfect Curb Appeal Without Breaking the Bank

If we are really looking to go the extra mile to ramp up that curb appeal, we have a few more ideas that might help.

Start With a Plan

Bring your realtor in and start discussing what you want to do to improve the curb appeal of your house. Next, determine how much you are willing to spend. According to Better Homes and Gardens,

        A common mistake many gardeners make is to dive into landscaping without having a plan -- which leads to plants that may not be a good fit for a particular site or landscaping features that don't work well in an overall scheme. How do you keep your landscape costs low and avoid that rookie mistake? Decide on a plan for your entire yard before you even pick up a trowel.”

Plant Drought-Tolerant Plants

Planting fresh flowers can really add a special touch a home’s landscaping. Planting flowers that are drought tolerant will add something more. Don’t be afraid to point this out to any potential home buyer because certain varieties won’t need that much water. Some drought tolerant flowers are:

  • Butterfly bush
  • Rosemary
  • Barberry
  • Lilacs

Invest in Mulch

Fresh mulch can be really eye catching, but it can also be expensive. Try asking around your neighborhood and find out if one of your neighbors is also interested in purchasing mulch and if they would be interested in going in on a bulk mulch purchase. Buying landscaping items like mulch, compost, sand, and gravel in bulk will save you money and add to your overall curb appeal.

The first impressions of your home do make an impact on potential buyers purchasing decisions. As many people start their home hunting on the Internet, sprucing up your home’s curb appeal is a wise investment. When you feel like the curb appeal of your home couldn’t look any better, have quality photos taken. If a picture is worth 1,000 words, then having a variety of high quality photos available online will multiply the chances of your potential buyers deciding to visit. As your realtor, the Jamey Kramer Group will be able to help you with this by posting the pictures on multi listings and on different social media sites to draw people into your home.

Do you have any other ideas to improve the curb appeal of your home without breaking the bank?

Northville, Michigan's Amy Yakima Makes National Headlines

by The Jamey Kramer Group
Opportunity ahead

Have you noticed Northville, Mi in the News Lately?

Are you looking for a place to live that offers a home town feel?

This week has been a great week for the residents of Northville, Michigan. It is a week to be proud of. Northville, Michigan offers a home town feel without being too small. It’s a community where your neighbors support you and the police go the extra mile to protect you.

Not only did the Northville Township police put a identity thief behind bars, one of Northville’s very own made it to the final four on ‘So You Think You Can Dance’ and it is also time for the cider mills to open.

Northville’s Very Own Amy Yakima Makes the Final Four

Northville’s very own, Amy Yakima, made it to the final four on ‘So You Think You Can Dance’. The popular television show is where dancers compete to see who is the best dancer and this season is the show’s 10th year. According to the Northville Patch, Amy’s outstanding dance performance on Tuesday night made all those in Northville proud.

Amy even impressed Paula Abdul. However, if you’re from Northville, then you are probably already familiar with Northville High School’s dance team. Amy, a 2011 graduate, was a member of the dance team during the years she attended the school. Please make sure to show your support this coming Tuesday when Amy takes the stage again by texting the word “Amy” to 83676. 

Identity Thief Behind Bars

In other news, the Northville Police arrested a man that had been suspected of identity thief. Matthew Ward Phelan of Plymouth is being charged according to the Northville Patch, with four counts of identity theft and seven counts of illegal use of financial transaction device.

The police were looking for a man who matched the description from the security footage that showed a man wearing golf clothing and a hat with the logo “Pine Lakes Country Club”. The police suspected him of using stolen credit cards at local grocery stores.

When the anonymous tip came in that lead the police to Matthew Ward Phela, police started surveillance and an investigation. Northville’s low crime rate is what drew many of its residents to move there.

Northville’s Cider Mills Open

It wouldn’t be fall in Michigan if there wasn’t a visit to a Cider Mill. Last year’s low apple crop almost put a damper on the cider mill traditions. Paramenter’s Northville Cider Mill and Winery has been open since August 31st and is ready for business. Whether you enjoy the donuts, the cider or the craft show, there are memories to be made in Northville.

The Northville Patch reported that Three Cedars Farm is opening on September 6.  You won’t want to forget to visit the story book farm and see all the animals or have the chance to go on a hayride.  

What are you most looking forward to in Northville, Michigan this fall?

Low Mortgage Rates and Consistent Hiring Equals Highest Homes Sales Since 2009

by The Jamey Kramer Group
Opportunity ahead

Have you been watching the mortgages rates raise?

Are you thinking about purchasing a home?

July was a great month for anyone who was trying to sell their home and today we are going to tell you why. First let me say happy Labor Day. I hope you enjoyed your day off with you friends and family. Here in Northville, Michigan, it was a beautiful cool Labor Day.

The Detroit Free Press reported that the first time since 2009, the pace of the housing market is finally associated with a healthy market. If you have been considering putting your house for sale or looking to finally buy a home, now is the time to do it.

There are two reasons why we recommend purchasing a home or selling your current home right now. Those two reasons are,

  1. Mortgage rates are rising
  2. There is consistent hiring

These two factors have influenced the housing market and have provided what it needed to recover. Let’s take a closer look at both.

Mortgage Rates are Rising

Over the summer mortgages rates have risen almost a full percent. Now even with that rise, a 30-year fixed mortgage is still historically very low at about 4.4% last month. Many of us still remember the days when interest rates were closer to 20% than 5%.

Many Americans have decided to capitalize on the low mortgage rates. As an example, let’s say that you calculated that you were able to spend $1,500 on your monthly mortgage payment. This calculation was determined when you purchased your home in May of 2013 and obtained the 3.5% interest rate.

Now the mortgage rates have risen to 4.4%. Between May and today, nothing would have changed in how much you can afford to pay monthly as it is still $1,500. However, what has changed is that you have gotten yourself more house for that $1,500 by acting back in May.

As the housing market and the economy come back, we will see mortgage rates continue to rise.

Consistent Employment

Typically when people feel confident in their employment, they feel more comfortable in making a large purchase like a house. We are now seeing more and more people feeling confident enough in their employment to make the decision to purchase a home.

According to the Bureau of Labor Statistics as of August 2, 2013

"Total nonfarm payroll employment increased by 162,000 in July, and the unemployment rate edged down to 7.4 percent, the U.S. Bureau of Labor Statistics reported today. Employment rose in retail trade, food services and drinking places, financial activities, and wholesale trade.”

While many people feel that Americans are not quite out of the woods, the point is that we are on our way. Because the economy is improving, it presents a window of opportunity that you will not want to miss.

If you have any questions about purchasing a home or selling your current home, please call the Jamey Kramer Group at:

248.348.7200

Displaying blog entries 1-8 of 8