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The Jamey Kramer Group


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Deep Cleaning Checklist to Sell Your Home Fast

by The Jamey Kramer Group

Deep cleaning checklist

There’s nothing like walking into a home you know has been taken care of. You may not realize it has been deep cleaned just by walking into it, but you know a clean house when you experience it. It smells nice, it feels nice.

In fact, this one single thing is more important than almost anything else you can do to get your house sold fast.

Not everyone deep cleans their house every spring and fall, so you may be playing catch up in this area when it comes time to sell your house. Trust me, though. You will be so glad you put in the work up front.

Taking the time to deep clean, purge and make your home inviting helps to keep it clean during the selling process and makes moving that much easier.

We realize not everyone has a good idea of how to deep clean a house. These days, with both parents working and families moving more frequently, you may not have been called-upon to deep clean a house.

Even if you elect not to deep clean your house yourself before selling, a checklist is a good idea to give a house cleaner to make sure you’re not paying for something you’re not getting.

Deep Cleaning Checklist

Basic Tips

  • Carry all supplies in a tote you can easily carry with you from room to room.
  • Make it green by carrying clean rags and a bucket for dirty rags.
  • Always clean left to right, back to front and top to bottom.
  • De-clutter every room before cleaning - throw out useless items and donate things you haven’t used in 6 months.
  • Create a filing system and small storage system for papers, keys, and things that would normally fill up a junk drawer.
  • Create a mail sorting system to avoid piling.

Deep Cleaning Room by Room

Every Room

  • Wash windows, sills, and screens. You’ll be amazed at how much cleaner this makes a room feel.
  • Clean all light fixtures and bulbs. Replace burnt out bulbs. Your home may be much brighter than you’re used to by now.
  • Light switches.
  • Ceiling fans: blades and lights.
  • Using a hose attachment, get all cobwebs from corners and the joints between walls and ceilings.
  • Dust the tops of everything: doors, cabinets, trim, appliances, etc.
  • Clean under and behind all furniture.
  • Remove all trinkets to clean and dust, around and underneath.
  • Polish the furniture.
  • Wash all rugs and mats.
  • Clean switch plate covers and door knobs.
  • To clean walls: Grease, smoke, and dust build up on your walls over time. Resist the urge to spot clean, as it can make the rest of your wall look dingy in comparison. Instead, wash walls using a general-purpose cleaner with hot water. Start at the top of the wall to avoid drips and in a corner so that you wash one wall at a time. Use a clean mop. Rinse the mop head frequently in clean water. Press lightly, as flat paint doesn’t absorb much water. If a wall needs serious scrubbing, you may want to consider re-painting. This may also be a necessity if there is smoke damage - or you have smoked inside your home for any length of time. If this is the case, all drapes and upholstery will need to be steam-cleaned as well.
  • Empty and clean all trash cans
  • Vacuum or lint roll lampshades
  • Vacuum upholstery


  • Hose down/scrub around front door and light fixture.
  • Polish exterior light fixtures and door hardware.
  • Clean up your yard and landscaping.


  • Clear off countertops, scrub.
  • Polish faucets and sink.
  • Deep clean inside of fridge and freezer - make sure to take out and clean the drip pan.
  • Take your stove apart, remove knobs, scrub thoroughly with degreasing cleaner.
  • Clean the inside of your stove and oven door along with the broiler drawer and ledges.
  • Inside/outside of the microwave.
  • Clean chairs/barstools
  • Wipe cabinets inside and out.
  • Wipe baseboards.
  • Vacuum and mop floors, paying special attention to corners and cracks along cabinet bases.


  • Wash all walls and tile. You may need to use a grout cleaner for mildew or discolored spots in your tub or shower. Use an old toothbrush to get the corners and cracks. Hair products do tend to coat the walls and build up over time just as with grease in the kitchen.
  • Clean towel racks and toilet paper holders.
  • Use an old toothbrush and whitening cleaner on sinks, toilets, tubs, and showers.
  • Bleach shower pan if necessary and remove drain cover and scrub clean.
  • Clean glass shower doors.
  • Scrub and disinfect every surface of the toilet.
  • Wash and polish all mirrors.
  • Clean or put away all items on the countertop.
  • Wash and replace all linens in use - towels and area rugs.
  • Scrub floors and baseboards.

Laundry Room

  • Clean washer and dryer. Remove lint and knobs and wipe down inside and out. This is a good time to clean the lint from under your dryer drum.
  • De-clutter the top of your dryer and all surfaces, corralling all products into one cupboard or basket.
  • Scrub floors and baseboards.


  • Make sure everything is well lit, well organized, and clean.


  • Vacuum the floors.
  • Dust the walls and the shelves.
  • Consider not only categorizing, ironing, and straightening all hanging clothes but also investing in matching hangers for a uniform look. Make sure all storage items are stacked neatly and shoes are all clean and lined up nicely or on a rack.
  • Place cedar blocks in the closet to freshen the air and prevent moth

Extra tips

To eliminate smells:

  • Wash the inside of your fridge with baking soda and water.
  • Boil lemon juice in your microwave.
  • Add lemon juice to your dishwasher.
  • Put lemon rinds down your garbage disposal.
  • Put activated charcoal in the fridge to keep bad smells away.
  • The best smell for your home is clean - don’t attempt to cover up bad smells with heavy air fresheners
  • Have your carpets professionally cleaned before showing your home and put large rugs at the front door to control dirt tracked in. You can also ask those viewing your home to take their shoes off when they tour the house.
  • The best time to wash windows is on an overcast day. 1 part vinegar to 8 parts water and two drops of dishwashing liquid make a great window cleaner. Spray on and wipe with newspaper.


It's a common fact that clean homes net more money. If your home is squeaky clean, you will not only sell your home faster, you will make more money.

When you are ready to put your house on the market, please give us a call. We would be honored to help!


How to Buy a Home Even if Debt Has You Worried

by The Jamey Kramer Group

Young couple that bought a home

It used to be that no one even considered buying a home if they had any other debt to their name. This was when you could pay for college by working full-time while you studied, and whole families existed on one income.

In this country, credit has become such a huge part of our lives that we hardly think about it anymore. Until we get those bills piling up, right?

Of course, you shouldn’t buy a house if you are deeply in debt and are not able to pay the bills you already have. If you have abused your credit cards in the past, rest assured that you are like many Americans.

However, you may also need to reduce your spending drastically until you can get your debt to income ratio under control. The highest recommended debt to income ratio is 43%. That is usually the rate under which you have to fall in order to qualify for a home loan.

Rent or Buy

You have heard that it makes more sense to own a home than to rent. This is true even if you have to borrow money to buy it. Most people do have to borrow. Every payment you make on your purchased home goes toward building equity in your property, and it will increase your net worth.

When you rent, you are paying someone else and they get all the equity. It makes the idea of a home loan sound more attractive.

It can be good, in this situation, to think about why you are longing for that home. Are you taking your cues from the home renovation shows which make owning your dream home easily attainable? Are you simply hoping for a way to be on your own and to build credit? Do you want to increase your family size?

Even with school debt, it can be doable. There are two main ways to think about owning a home despite being in debt.

Going Small

So many options exist for this, but it may be necessary to think outside the box. Once you have convinced yourself that you must go small, you have much more freedom to consider the possibilities.

Are there smaller homes in your dream area that you overlooked before? Maybe the kids could share a bedroom and you can jump on that minimalist bandwagon. A big backyard could be a potential place to add a bedroom down the road when things aren’t so tight.

Maybe you have a relative with a large property or want to live in an area with available plots of land. In most cases, you can get the zoning to have a tiny house built right. The tiny house movement is becoming more and more popular as they are both environmentally sustainable and economically easy.

In any case, a small home is cheaper to maintain, heat, and cool than a larger one, so you will also save on utilities once you live there.

Becoming a Landlord

Another way to afford a home with a restricted budget is to buy a home with an accessory dwelling unit, or ADU, or the potential to create one. If you can rent out a basement or attic space, you can use the rent to help with mortgage payments.

Another Helpful Option

An FHA loan is a good option for some potential homeowners. These loans commonly allow you to pay a small down-payment, only around 3% of the home’s value rather than the more common 20%.


Just because you have some debt may not mean you can’t afford to buy a home. By re-thinking your idea of what buying a new home means or looking for something with a potential rent-able spot, you could potentially afford to be owning your own home and building your own equity.

When you are ready, please give us a call. We would be honored to help!


Easter Egg Hunts in Novi, Northville, and South Lyon, MI 2018

by The Jamey Kramer Group

Easter Egg Hunts 2018

It’s hard to believe that Easter is right around the corner. The holiday falls on April Fool’s Day this year too! While we are all waiting for warmer temperatures, now is the time to start planning your holiday activities and make brunch plans.

Novi, Michigan: Paradise Park Easter Egg Hunt

  • Saturday, March 24, 2018
  • Time: 10:30 a.m. (Doors open at 10:15 p.m.)
  • Location: Paradise Park, 45799 Grand River, Novi, MI 48374
  • Cost for Easter Egg Hunt: $8.00 per person
  • Optional Buffet Lunch (11:00 am to 12:30 pm): $10.95 per person (6 and over) $7.95 (Children 5 and younger)
  • Pre-registration is required – call 248-735-1050

If you live in the Novi, Michigan area, you won’t want your children to miss this popular event. The Paradise Park Easter Egg Hunt festivities start at 10:30 a.m. on Saturday, March 24.  Your little ones will have the opportunity to collect some of the thousands of eggs!

After the Easter egg hunt, an optional buffet lunch will be served for the additional fee. The buffet will be served from 11:00 am to 12:30 pm and will include appetizers, homemade pizza, breadsticks, salad, and unlimited beverage.

Please note: Due to the popularity of this event, advanced reservations and payment is required. For more information, please visit the Facebook page at Paradise Park Novi or call 248-735-1050.

Novi, Michigan: Eggstravaganza

  • Sunday, March 25, 2018
  • Time: 2:00 p.m. – 4:00 p.m.
  • Location: Fuerst Park, 45325 10 Mile Road, Novi MI 48375
  • Ages 2 and up
  • Cost: $5 per child

This highly anticipated (by all children) event has everything you could wish for in Easter Egg hunts. There will be a hunt for every age from toddlers on up, so all the kids come away with prizes. There will also be crafts for different age groups and Easter Bunny visits throughout the afternoon.

Please note:

  • Leave Easter baskets at home.
  • No registrations will at the door. To register online, please see

For more information please see the City of Novi Eggstravaganza flyer or call the Parks, Recreation, and Cultural Services Department at 248-347-0400.

South Lyon, Michigan Annual Easter Egg Hunt

  • March 31, 2018
  • Location: Volunteer Park, 21620 N. Dixboro,  South Lyon, MI 48178
  • Time: TBD

The Kiwanis Club of South Lyon will be stuffing thousands of Easter eggs on March 19. The eggs will be stuffed for the Annual Easter Hunt on March 31 at Volunteer Park in South Lyon.

For more information, please check the Kiwanis Club of South Lyon's Facebook page.

Northville, Michigan: Maybury Farm Annual Eggstravaganza Easter Egg Hunt

  • Saturday, April 14, 2018
  • Time: 11 a.m. (gates open at 9:30 a.m.)
  • Location: Maybury Farm, 50165 8 Mile Rd., Northville, MI 48168
  • Admission Cost: $5 per vehicle (cash only)

Maybury Farm’s annual Easter egg hunt happens a little later this year - after Easter. That will give you time to make more plans for Easter weekend, and it will give the weather time to warm up!

Come see the animals, get your face painted, see the Easter Bunny, Smokey the Bear and, much more. Easter egg hunts are separated by age, so every child can come away with a prize! The egg hunts are limited to the first 700 children, so be sure to get there early for a spot.

Please note: There will be limited free parking at Maybury Farm. Additional parking will be available at Maybury State Park, however, an annual Recreation Passport is required for $11 available at a Secretary of State's office or at park entry.

Easter Egg Hunt Schedule:

‚Äč11:00 a.m.: 2 to 3-year-olds

11:30 a.m.: 4 to 6-year-olds

12:00 p.m.: 7 to 10-year-olds

For more information, please see Northville’s Eggstravaganza.


There are so many ways to make this Easter a wonderful and celebratory time for the whole family. Happy planning and Happy Easter!




How Bitcoin Could Revolutionize Real Estate

by The Jamey Kramer Group

Bitcoins and real estate

Most of us have heard of the term Bitcoin. We may not totally understand what it is or how it functions, however, we know it’s been making the news because of its value.

In addition, that value is rising. Right now as I write this, one Bitcoin is worth over $10,000 in US currency.

What does this have to do with real estate?

Bitcoin - whatever else we understand about it - is not “real” in the same sense as a building, a house or a piece of land is real.

First, let me break down some of these terms to be more understandable. Bitcoin is a cryptocurrency. A cryptocurrency is a digital or virtual currency that is encrypted or secured, using cryptography. And we know from watching spy movies that cryptography is simply writing code.

In this case, the encryption techniques used to secure and verify the transfer of transactions is powered by a public ledger. Anyone can see these transactions. They are recorded and validated chronologically using this highly sophisticated encryption. That public ledger is called the Blockchain.

As far as real estate goes, that is all you need to keep in mind about Bitcoin and the Blockchain. Understanding Bitcoin can be tough. While it is an asset that can be used for many types of transactions - mostly financial - the language around it is highly technical.

Bitcoin is reaching the mainstream

It can get confusing very quickly. It is important to know is that nine major banks, including JP Morgan and Goldman Sachs, are in partnership to develop Blockchain technologies. So this technology and currency have reached - or is reaching - the mainstream.

In fact, cryptocurrency is entering the stock market. And here is where you and your property could eventually enter into this. Some initial coin offering (ICO) issuers have a vision of the future where “tokenized pieces of property could be tracked and traded via a shared database.”

A token is simply a representation of a particular asset - say, your house - that resides on top of another Blockchain. A token can represent any asset that is fungible and tradable.

The tokenization of real estate would allow for fractional ownership of property. You could, conceivably, “split up” your home and sell off equity stakes on the Blockchain. That equity would go on being freely traded until the home is sold - at which point the homeowner and equity owner(s) would benefit from the gain in the home’s value.

How soon is this coming?

There are four ICO issuers right now having to do with real estate:

  • BitRent - which is a way to finance construction projects;
  • Etherty - real-estate management through equity access;
  • Caviar - a fund that makes loans to real estate projects in order to temper its crypto investments;
  • Trust - this is already doing what I mention above - tokenizing equity in real estate and other assets.

I think it’s fair to say that this is coming. How soon, it’s hard to tell. For one thing, real estate laws are highly complex and record-keeping isn’t uniform state by state.

Right now there are places in Cook County, Illinois and in Vermont, as well as others, who are updating their laws in accommodate cryptocurrency. You may see individuals putting land titles on the Blockchain sooner than you think.


The concept of Bitcoin can be confusing. Its language is full of technical terminology and its inner-workings resemble the machinations of the stock market which few ordinary people truly understand. However, handled wisely and understood well, cryptocurrency as the future in real estate could end up being a very exciting time for homeowners.

Upcoming Events in March for the City Of Novi

by The Jamey Kramer Group

Novi, Michigan upcoming events

The weather in Michigan isn’t usually nice yet in March and we are all longing for some time outdoors by then. Thankfully, the City of Novi has a fun schedule of upcoming events planned for you, friends, and family, no matter your age.

2018 Bowl-A-Thon

  • Saturday, March 3
  • Time: 1:00 pm - 3:00 pm
  • Location: Novi Bowl, 21700 Novi Road, Novi, MI 48375

The 2018 Bowl-A-Thon at Novi Bowl is almost here. This fun event has been running for 35 years and counting. On Saturday, March 3, you can come to bowl, donate a prize, sponsor a lane, and much more!

This event helps many community organizations that are in high demand every single year:

  • Novi Youth Assistance
  • The Mentors Plus Camp
  • Youth Recognition
  • Alcohol Awareness
  • Educational and Recreation Scholarships
  • Jeanne Clarke Teen Center

These great programs need our help to continue running, and they often depend on the funds raised at this event.

What better way to give back to your community and serve the youth in your town? You can form a team to participate in the bowl-a-thon or sponsor a lane for just $100.

Corporate sponsorships are quite welcome too, for just $500. If you don’t have $100, you can donate prizes and other items to include in the gift bags for each bowler or collect a group donation from family, coworkers, and friends.  Chances are, they are looking for a great cause to contribute to.

Novi Youth Assistance, the host of the Bowl-A-Thon, is a non-profit 501(c)(3) organization so any donation will be tax deductible.

Team Registration

Register your team online by clicking here.

Bowler Information Packet

Please download a bowler information packet for each bowler.  Pledge sheets are due at check-in.

For questions or if you need additional information, please call 248-347-0410.

The Novi Choralaires & Novi Concert Band

Novi is lucky enough to have two musical ensemble groups who are offering two different concerts in March:

Novi Choralaires Joint Concert with Novi Concert Band

  • Sunday, March 4
  • Time: 3:00 pm
  • Location: Novi Civic Center, 45175 W 10 Mile Rd, Novi, MI 48375

Novi Concert Band Winter Concert

  • Sunday, March 18
  • Time: 3:00 pm
  • Location: Novi Civic Center, 45175 W 10 Mile Rd, Novi, MI 48375

Looking for Leprechauns Luncheon

  • Senior Citizen’s Luncheon – Ages 55+
  • Thursday, March 15
  • Time: 12:00 pm – 2:00 pm
  • Location: Meadowbrook Activity Center, 25075 Meadowbrook Rd, Novi MI 48375

Celebrate St. Patrick’s Day by eating a traditional Irish meal served by volunteer leprechauns and listening to an Irish Piper. Entertainment will be provided by Balancing Earth.

This event is located at the Meadowbrook Activity Center and is $7.50 for residents and $9 for non-residents. It is sponsored in partnership with O’Brien Sullivan Funeral Home. The ticket deadline is March 8 or until sold out.

Helpful Classes in March

A number of great classes will be held in March for those looking for help with different common concerns. These topics can be helpful for anyone, but are particularly helpful for senior citizens!

10+ Things You Need To Know To Enroll in Medicare

  • Thursday, March 8
  • Time: 1:00 pm – 3:00 pm
  • Location:  Novi Public Library, 45255 W. Ten Mile Rd, Novi MI 48375

Financial Crimes, Scams and Identity Theft

  • Tuesday, March 20
  • Time: 1:00 pm – 3:00 pm
  • Location: Novi Civic Center, 45175 W 10 Mile Rd, Novi, MI 48375

How to Review Your Estate Plan

  • Wednesday, March 28
  • Time: 6:30 pm – 8:00 pm
  • Sunday, March 25
  • Time: 2:00 pm – 4:00 pm
  • Location:  Fuerst Park, 45325 W 10 Mile Rd, Novi, MI 48375

Bring your children ages 2 and up for a fun afternoon with crafts, bunny visits, and multiple age egg hunts. Please leave Easter baskets at home.

The price is $5 per child and you may register online. Please note that no registrations will be taken at the door.

For questions and more information please call the Parks, Recreation, and Cultural Services Department at 248-347-0400.


Help beat the end-of-winter blues by joining in the fun at the bowl-a-thon, attending a concert or luncheon with a friend, learning new things or an Easter egg hunt. We hope your March this year is lucky and full of fun.


Real Estate Predictions for 2018

by The Jamey Kramer Group

Real Estate Predictions for 2018

Every year, investors and financial companies like to pay attention to the housing market and make predictions for how it will do in the upcoming year. Will the trends we have seen in the previous year continue to develop or will they take an unexpected turn?

Of course, not many people see things coming that are truly unexpected. One notable exception to this is depicted in the film The Big Short with our housing market and its eventual demise.

In any case, what’s interesting is that the experts don’t agree. They are predicting some wildly different things, according to an article in Market Watch. Part of the reason for this, according to Terry Loebs, founder of Pulsenomics and cited in this article, is the housing market collapse and “messy” recovery.

Some experts think we might even still be in a housing bubble. Another reason he cites for such divergent opinions on the market is social media - media outlets sometimes report based on anecdotal evidence rather than more factually based evidence.

An example he states is reported from a few years ago that millennials suddenly lost interest in being homeowners. He says these kinds of reports can have unintended consequences. In reality, millennials are the fastest growing sector of homeowners and are much more likely to own homes as singles than previous generations.

Here are three other predictions for 2018 that seem grounded, based on how the market did in 2017:

Inventory Will Continue To Be Low

This may be crushing news to a lot of people, given that the inventory has been in a crunch for a couple of years now. This has given rise to bidding wars and rising home prices in many areas of the country.

Superficially, this can seem like good news but it just isn’t sustainable. Home prices can’t rise faster than wages forever. New homebuyers are leveraging themselves at a higher rate than they were - and will continue to do so - but it won’t be sustainable.

We may see a slight increase of inventory as some sellers will have no choice but to sell and builders are starting to swing more toward single-family homes and away from apartment complexes, however, it won’t be very big.

Mortgage Rates Will Be Around 4%

Last December, the Federal Reserve increased short-term interest rates by 25 basis points, which usually has a corresponding effect on mortgage rates. However, there were three such bumps in 2017 and two in 2016 which didn’t make much of a difference - only slightly raising the cost of a home loan.

The three bumps projected for 2018 by Federal Reserve policy makers may just have very little effect on mortgage rates. Most experts agree that by the end of this year, rates will only be around 4.5% at the highest, which is still historically low.

People Will Keep Renting In More Expensive Areas

This one has to do with the new tax law, which makes it more expensive to own a home in high tax and high price areas of the country. Home prices are rising faster than wages, salaries, and even inflation. It all adds up to mean that, for some of the most expensive areas of the country, it makes more sense to rent than to buy.


Even though not all the experts agree, these three trends seem to be in keeping with how the housing market is shaping up in the last few years. It certainly can be a volatile time to buy or sell a home. We hope to make your experience as pain-free as possible.

If you are ready to buy or sell, please give us a call. We would be honored to help!


4 Reasons Your House is Sitting on the Market

by The Jamey Kramer Group

House sitting on the market

This past peak season of the real estate market was the best we have seen in a decade. There were so many homes being bought and sold, we published several blog articles dedicated to home buyers having a frustrating time trying to even put an offer on a house.

While this is a good market for sellers, not all homes are “flying off the shelves” so to speak. Some houses are still sitting on the market and frustrated homeowners may want to know why.

Real estate is not an exact science, but there are a few obvious reasons your home may not be selling - reasons obvious to seasoned realtors but maybe not to homeowners.

If you are trying to sell your home - with little or no interest - start with these issues first:


It can be very difficult to part with a home you have loved and lived in for many years. You have likely given it blood, sweat, and tears in a literal sense so it means much more to you than it does to the person coming in trying to tell you what it’s worth.

The sad reality is, however, that even with the market being hot for sellers right now, the only way to truly predict an accurate selling price is to look at what comparable homes have sold for in your neighborhood.

Of course, the realtor you hire will do what you tell them to do with your home. However, if he or she hasn’t at least tried to give you the reality of the situation, he or she is not doing their job. In fact, that realtor is actually doing you a disservice. An overpriced house is one of the most obvious reasons it won’t sell.

Lack of Aesthetic Appeal

There is a reason we have whole television shows devoted to the buying and rehabbing of “fixer uppers.”

Most people don’t want the hassle of buying a house that looks bad whether from poor curb appeal or on the inside because of decor and finishes that are old or in need of repair.

Look at your house honestly and critically. Is there peeling paint on the outside? Does the screen door need to be replaced? Are there overgrown bushes or trees blocking the view?

Likewise, design choices inside that are more than a decade old are likely to detract. Do you have old carpeting? Do you have wallpaper that passed its prime 10 years ago?

A word about curb appeal in the era of online shopping: if the picture of the front of your house doesn’t look nice, prospective buyers will skip it and move on. Most people don’t want to mess with having to clean something up.

They want a home that looks nice when they buy it. And most buyers these days are looking at pictures of listings for a long time before they ever go to visit a house in person.

It’s Not Upgraded

We get it. The last thing you want is to buy a new set of kitchen appliances you won’t get to use. Or put a new roof on a house you are about to vacate. However, your house will stand out - and not in a good way - if those things are old.

There are always going to be other homes on the market with key items updated. Yes, replacing a roof more than 10 years old does seem like a hassle and a waste of money, but chances are good you will be paying for it one way or another.

If your home has been sitting on the market, it might be the time to invest in some upgrades.

It’s Not Clean

You may not smell the cat odor or the smell of cigarettes in your home anymore, but I guarantee a prospective buyer will. A prospective buyer will notice your clutter, even when you don’t.

We even suggest taking down everything personal as soon as you decide to sell. Family photos, collections, and even too much furniture only detract from a showing. Take the time to clear out your storage areas - especially your garage - and invest in a short-term storage solution to get rid of some of the clutter if need be.

This is also your chance to touch up paint - or repaint entirely - clean your carpets and install new outlet covers. Taking care to make your baseboards and trim look new can make a huge difference. These things aren’t going to break the budget.

And yes, we know showings are annoying. The reality of the situation is that once you list your home for sale, you have to take ownership of getting it sold. Making sure it’s clean, clutter-free, and brightly lit will go a long way. It may, in fact, be all you need to get it sold.


Channel your frustrations into action: listen to your realtor and fix the problems with your house. You may be looking at a sale within a couple of weeks.

If you are ready to put your house on the market, please give us a call. We would be honored to help.




City of Novi, Michigan Events for February 2018

by The Jamey Kramer Group

City of Novi Events for February 2018

Are the winter blues getting you down? The City of Novi has a number of exciting events planned for each member of the family. From a daddy-daughter dance and mother-son dance to the Super 5K Road Race on Super Bowl Sunday, these are events you won’t want to miss.

Daddy Daughter Dance

  • Friday, February 2, 2018
  • Time: 7:00 p.m. - 9:00 p.m.
  • Saturday, February 3, 2018
  • Time: 2:00 p.m. – 4:00 p.m. and 7:00 p.m. – 9:00 p.m.
  • Cost: $19 per person
  • Location: Novi Civic Center  
  • 45175 10 Mile Road, Novi, Michigan 48375

This year’s Daddy Daughter dance is sure to be a fun time to create lasting memories with your family. Let your daughter get all dolled up and have that special time out with Daddy. This year’s theme is Hooray For Hollywood!

For more information and to register online, please see Community Events.

Super 5K Road Race

  • Sunday, February 4, 2018
  • Time:  8:30 a.m.
  • Novi High School
  • 24062 Taft Rd, Novi, MI 48375

What better way to kick off Super Bowl Sunday than to participate in a family fun run in the morning?

Every entrant gets a pair of 5K gloves and headwear to help you brave the freezing temps! In no time at all, you will be warm and halfway finished with that race. Run your race and then start the day’s feasting right after the finish line before you go home to gear up for your next fun party. The race begins and ends at Novi High School and the course is mostly flat and paved.

For more information, please see register online.   

Chamber of Commerce Winter Business Mixer

  • Tuesday, February 6, 2018
  • Time: 5:00 p.m. - 7:00 p.m.
  • Novi Civic Center
  • 45175 10 Mile Road
  • Novi MI 48375

Are you new to Novi and running a small business? Or maybe your business is growing and you need some questions answered. Whatever the reason, the Chamber of Commerce Winter Business Mixer is your opportunity to meet fellow business owners, chamber leaders, and City of Novi partners and ask them your questions in a relaxed environment. The cost is $5 per person. Drinks and appetizers are included.

For more information and to register online, please see Winter Business Mixer.

Love and Friendship Luncheon

  • Wednesday, February 14, 2018
  • Time: 12:00 p.m. - 2:00 p.m.
  • Location: Meadowbrook Activity Center  
  • 25075 Meadowbrook Rd., Novi MI 48375
  • Ages: 55+

You don’t have to have a sweetheart to come to this luncheon, but you do have to be age 55 or older. This month’s luncheon happens to be right on Valentine’s Day and it’s all about the love between friends. Bring your friends and come to celebrate love.

The cost is $7.50 for residents and $9.00 for non-residents. The deadline is February 7 or until sold out. For more information, please call 248-347-0414 or visit Special Events.

Get Your Game On - Mother Son Dance

  • Friday, February 23, 2018
  • Time: 7:00 p.m. - 9:00 p.m.
  • Location: Novi Civic Center  
  • 45175 10 Mile Road
  • Novi MI 48375 US

This mother-son night is not just for mothers and sons, but for aunts, grandmothers, sisters or any special female in your son’s life. There will be dancing, appetizers, photos and more. The theme this year is sports, so have your son dress in his favorite team jersey or t-shirt!

The cost is $14 for residents and $17.00 for non-residents. Registration ends on February 16. For more information and to register online, please see registration information.

Easy, Fun and Healthy Cooking for One or Two

  • Tuesday, February 27, 2018
  • Time: 1:00 p.m. - 2:00 p.m.
  • Location: Novi Civic Center  
  • 45175 10 Mile Road, Novi MI 48375
  • Ages: 55+

If you learned how to cook all your best meals when you were raising a young family, but it seems challenging to adjust to only feeding yourself or two of you, this class is for you. Maybe you need some tips for healthy eating, or just want a fun way to learn some new recipes. This is the perfect opportunity. Leave with some healthy ideas and great recipes!

There is no charge for this event. Registration ends on February 23. For more information, please see Health & Wellness.


Novi is a great place to live and to raise a family. If you are interested in moving to Novi, Michigan please give our office a call. We would love the opportunity to help with all of your real estate needs.




Hottest Design Trends to Help Sell Your House Quickly

by The Jamey Kramer Group

Design trends

Every design trend comes back around again if you live long enough to see it. Design trends in clothing tend to come and go more quickly, but even home design trends do come back around.

There are a few on this list that might be surprising for some - considering they’ve resurfaced after about 30 years and they definitely went through a “not cool” phase.

However, a whole new round of buyers is hitting the real estate market and you might be surprised what will get a buyer to see themselves in your home.

Colorful Kitchens

We’re starting off with this one because that all-white kitchen you thought was timeless a few years ago could end up costing you a sale. White kitchens look great in photos but they are hard to keep clean.

Today’s buyers like light wood cabinets, color on the walls, and matte metal hardware on the cabinets. Try brass, rose gold, and copper - with copper becoming the go-to metal tone this year.

If you don’t have wood-tone cabinets, try painting the lowers a dark color and leaving the uppers white. The two-tone look remains very popular.


Patterns of all different kinds are going to be popular in 2018. Floral patterns, geometric patterns, and patterned, statement flooring could potentially earn you back your investment when you sell your home.

Whether you use a geometric tile to update that small bathroom or kitchen backsplash or wallpaper a wall with floral paper, these design elements could become selling points for the right buyer.


Vintage light fixtures are becoming very popular in 2018, as are bucket sinks, and brass and copper elements. If you are thinking about replacing any dated lighting - think again!

If it’s old enough, it might just add resale value. Many new homeowners are into the 70s chic fad - bold colors and funky textures. In addition, if you have an original bathroom with a bucket or trough-style sink, you might just be sitting on a goldmine.

Millennial Pink

This light pink color started to become popular last year in home design and fashion, but it’s likely to keep rising in popularity. This shade is an easy way to give a trendy update to any room in your home.

Bigger Projects

If you are looking to renovate your home to sell for top dollar, here are a couple of things to think about, as they are gaining in popularity this year.

  • Multiple Generation Accommodations - that basement living area might be exactly what a new buyer needs.
  • Wider Doorways and Hallways - helpful for seniors who choose to age in their homes and need space for walkers, wheelchairs, and scooters.
  • Open Kitchen Shelving
  • Tankless Water Heaters - This is a great way to save on space, energy, and money. We are expecting to see tankless water heaters to surge in popularity.


While not every trend on this list can claim to be timeless, these trends are timeless enough - or potentially low enough in cost - to consider introducing before you start the process of selling your home.

If you are ready to put your house on the market, please give us a call. We would be honored to help.


A New Path to Homeownership

by The Jamey Kramer Group

New homeowners

You know it, I know it. The millions of millennials out there trying to buy their first homes know it only too well.

Needing a down payment disqualifies many people from being able to buy a house.

With school debt to pay off, higher rent prices, and coming of age in the middle of a recession, there’s no way many of today’s young working professionals will be able to swing a huge chunk of change. This is hard because these people would otherwise be prime candidates for homeownership. They are able to pay their rent on time and are responsible renters.

Home Partners of America

Enter Home Partners of America. This is a rent-to-own company offering a new mortgage product to tenants that just might solve this problem. The mortgage product they are offering applies some of the appreciation of their home’s value - the home they’ve been renting - toward reducing the down payment.

If you live in an area where home prices have appreciated at all, it could reduce the down payment requirement by a lot. You may end up paying almost nothing.

Here is where it’s different from other rent-to-own schemes that end up working against you. Other companies have taken a large non-refundable deposit. However, this isn’t what Home Partners of America is setting out to do. They also aren’t out to create another housing bubble by giving homes to people who can’t really afford to pay a mortgage.

The main requirement to qualify for this program is that you demonstrate you can pay rent on time for two years. You also must be considered first-time buyers, meaning you haven’t owned a home in the last three years. This demonstrates you are:

  • Committed to staying there and
  • You are financially responsible.

Home Partners of America started five years ago. Unfortunately, it doesn’t exist yet in Michigan. However, it owns almost 8,000 homes in over 50 cities across the country and plans to offer the product to its current tenants and those who sign a lease over the next two years as a pilot program. New Penn Financial is the Pennsylvania-based lender making the loans and they will be backed by mortgage company Fannie Mae.

Other Pilot Programs

New home buyers may be excited to know that Fannie Mae has been involved recently with several pilot programs built to ease credit for young buyers. The surge in home prices in recent years has made it impossible for those who haven’t saved enough for a down payment. To mitigate this, other pilot programs are planning to try things like:

  • Paying off a portion of the student loan of a borrower who purchases a home from the Miami home builder Lennar Corp.
  • Giving a buyer up to $50,000 in a down payment in return for an agreement that the buyer will rent a room in their new home on Airbnb.

One of the most important things is that Home Partners doesn’t take a nonrefundable deposit. If you participate in the pilot program - or hopefully get a loan down the road when these products become more widely available - you won’t lose money if you need to walk away. If the house you are renting declines in value or you decide not to buy, you are free to go.


If you haven’t been able to get into a home yet and rising housing prices is discouraging, don’t fear. There are some new and interesting mortgage products coming your way that might make the impossible into a dream come true.

If you are ready to start looking for a house, please give us a call.


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