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May 2018 Events for the City of Northville, Michigan

by The Jamey Kramer Group

Northville Michigan Upcoming Events

Spring has arrived in Michigan and so have a whole bunch of new events and activities in the City of Northville. There are running events as well as one-time spectacles for all ages. Read below to find fun for your friends and family.

Recurring Events in May

Farmers Market

  • Thursdays in May
  • Time: 8:00 am – 3:00 pm
  • Location: Northville Downs
  • Northwest corner of 7 Mile and Sheldon Rd, Northville, MI

All through May, come visit farmer stands to buy fresh produce and flowers as well as a whole array of food, crafts, and handmade goodies. Get advice from master gardeners!

ESL Conversation Group

  • Tuesdays in May
  • Time: 10:30 am - 11:30 am
  • Location: Northville Library
  • Address: 212 W Cady St, Northville, MI 48167

Are you learning English? Want to improve your language skills? Drop in at our informal conversation group to learn in a kind and comfortable environment.

Sporcle Live Trivia Night

  • Wednesday Nights in May
  • Time: 7:30 pm & 8:30 pm
  • Location: North Center Brewing Company
  • Address: 410 N Center St, Northville, MI 48167

Do you love trivia? Two chances every Wednesday night to win gift cards will bring fun and camaraderie to your life. You might even find out you’re smarter than you thought!

Running Events in May

The 19th Annual Juried Student Art Exhibition

  • May 4 - 19
  • Location: Northville Art House
  • Address: 215 W Cady St, Northville, MI 48167

Are you a young artist? Do you want to support growing artists? Northville Art House has put on this juried exhibition since 1999 and has, in the past, had over 100 participating middle and high school students from local schools.

This exhibit gives students a chance to feel what it’s like to work in the world of art and gives them a place to display their work from school in a celebratory space. If you are passionate about fine arts in education, this is your chance to support that work in the community. The Northville Art House encourages all young students to display their art and get feedback.

For more information, please see Northville Art House’s upcoming exhibit.

Northville Spring Carnival

  • May 10 - May 13
  • Location: Northville Downs parking lot
  • Address: 301 S. Center Street, Northville
  • Presented by Elliott’s Amusements

Come one; come all to the annual spring carnival in Downtown Northville. Buy wristbands and make the most of the weekend or stop by for a quick funnel cake and ride on the carnival rides for a night. There are midway games and food, big and small rides and prizes for every age.

For more information, please see Northville Chamber of Commerce’s website.

One of a Kind Events

History of Northville Police and Fire Departments with Hugh H. Jordan III

  • Monday, May 7
  • Time: 7:00 pm -9:00 pm
  • Location: Northville District Library
  • Address: 212 W Cady St, Northville, MI 48167

Explore Northville’s past through the eyes of a retired firefighter and member of the community, whose family has served for a total of 166 years. Learn about historical emergency events from the perspective of first responders. Not to be missed!

I Love The 90’s Trivia Night Part 2

  • Tuesday, May 8
  • Time: 7:00 pm – 9:00 pm
  • Location: Northville District Library Carlo Meeting Room
  • Address: 212 W Cady St, Northville, MI 48167

Love trivia? Love the 90s? Continue this fun game night in round 2. For more information and to register, please see the Northville District Library’s website.

Conclusion

Northville is one of those communities that have it all: beautiful, historic surroundings, not-to-be-missed events, and the wonderful people who make it all happen. Join up with friends and family for one or all of these fun times.

Real Estate News: Seller’s Market - Buyers Are Paying More

by The Jamey Kramer Group

House with sold sign

According to USA Today, 2018 is shaping up to be a seller’s market more than ever before. This is especially true for anyone selling a “starter” home.

The lowest point of the housing market was in 2012, and we’ve seen it steadily get better over the last six years. Now, many people have jobs but the inventory is still tight, so buyers are getting creative to afford homes.

One-third of buyers are spending more than the upper limit of what they thought they would spend to buy a home - an average of over $16,000 - according to an Owners.com survey. This is for two reasons:

  • Home prices went up 6.2% on average between January of 2017 and January of 2018.
  • Bidding wars are driving up prices because of the low inventory.

Guess who is paying the most over their set budget?

The answer is Millennials.

Put it another way: Millennials are the “most likely to splurge” to the tune of $25,000 on average. Not all of them, but around 40%.

Compare this to 34% of Gen Xers by $13,000 and only 19% of Baby Boomers by $8,000 on average.

The fact is that Millennials are still first-time home buyers. They are coming from a rental or living with relatives, compared to their older counterparts, who can stay in the home they are in until they find something in their price range. In addition, they are also unpracticed at buying a home, so less likely to know what constitutes a realistic budget.

Good News for Sellers

This could be great news for sellers, although it doesn’t mean your house will automatically attract a bidding war. A home priced too high for its area is still likely to sit on the market unless it has clear amenities and updates the other homes around it don’t have.

And there are concrete things buyers are looking for this year when they are looking for an updated home. The top answers might surprise you.

According to a Zillow survey of 4 million home sales in the last two years, here is a list of amenities that made homes top sellers (that is, the homes with these amenities sold for this percentage above asking price):

  • Steam shower (29%)
  • Professional-grade appliance (29%)
  • Pizza oven (26 %)
  • Pet shower (25%)
  • Outdoor kitchen (25%)
  • Entertainer or prep sink (25%)
  • Shed or garage studio (24%)
  • Heated floors (24%)
  • Meditation room (24%)
  • Wine fridge (22%)
  • Chef’s kitchen (21%)
  • Craftsman style (21%)
  • Herringbone or parquet floors (21%)
  • Free-standing tub (21%)
  • Solar panels (21%)
  • Coffered ceiling (20%)
  • Outdoor fireplace (20%)
  • Carrara marble (19%)
  • Home theater (19%)
  • Farmhouse sink (19%)

That’s right; buyers these days are looking for wellness-related features like heated floors and free-standing tubs, outdoor cooking spaces, and mudrooms with pet showers.

These things signal to potential buyers that your home is recently updated and will not need any changes or remodeling. It also helps buyers to be able to see themselves living and entertaining in the space.

This desire could translate into more money for you on the other end - and it doesn’t have to break the bank. Investing in some paint and simple staging could change a bedroom into a meditation room in a day.

Takeaway

With inventory low and more buyers willing to pay more, you could be looking at a nice profit on your home if you were thinking about selling this year. Some minor updates could be all you need!

If you are considering putting your house on the market, please give us a call. We would be honored to help!

248-348-7200

 

How to Use Your Tax Refund to Help Buy a Home

by The Jamey Kramer Group

New house concept

We are approaching what most people think of as the peak housing season - the season when most homes are listed and most people who are looking for a home start that process.

Interestingly enough, the peak season for Midwesterners starts in May - ahead of the rest of the country. All other regions start in June.

Getting a jump on this year’s busy season could be important - especially if you’ve been waiting extra long to find that perfect house.

So, how can tax season be helpful?

It’s not hard to figure out how having extra money could be helpful, and I’m sure there are a few different purchases you could make.

Don’t we all look forward to that tax return? Tax return season tends to be when prospective buyers get approved for a home loan more easily for this reason.

Tips on Using Your Tax Refund to Buy a Home

Down Payment

The down payment can be the biggest hurdle. First-time homebuyers are more than ever saddled with school debt. Did you know you can apply for a low down payment mortgage program if you’re a first-time buyer?

There are also down-payment assistance products to help you pay 3.5% all the way on down to nothing down for a first home. A tax refund could be used for a down payment or the return can be used before you’ve received the money to get pre-approved for a loan. Once the money is in your account, it can be used for closing.

If you get approved for a no down payment loan, a tax return can help with closing costs or help to pay the insurance.

Improve Your Credit Score

You may not be approved for a no down payment loan - or even a low down payment loan - because of too much debt. Your debt to income ratio may be too high - meaning the repayment of the mortgage would take too much of your monthly income and the bank thinks you wouldn’t be able to do it.

You can use that tax return to pay off debt in order to qualify. Paying off credit cards or other lines of credit with high-interest rates can dramatically increase your credit score as well, making you a better candidate for mortgage qualification.

It would be helpful to talk to a mortgage loan officer before deciding which debt to pay off if that’s what you’re hoping to do. You want to pay off the debt that makes the most impact and doesn’t jeopardize your loan approval.

Asset Reserves

An underwriter wants to see assets - money - in your bank account. If you have a lower credit score, a high debt ratio or some other problem standing in your way, you may still receive an approval if you have asset reserves like a big tax refund in the bank.

If it’s 2-6 months’ worth of monthly mortgage payments, that’s the most ideal. Talking to a loan officer should help sort out what is best to do with your tax refund if you think it may help you buy the home you’ve been waiting for.

Conclusion

Tax season is upon us. If you haven’t filed your taxes yet, you may be surprised at how much it could help you buy a first home this season. Make sure you talk to a financial advisor to work out how best to use this asset.

If you are ready to start looking for a house and live in Southeast Michigan, please give us a call. We’re here whenever you need us!

248-348-7200

April 2018 Events in the City of Novi, Michigan

by The Jamey Kramer Group

Novi, MI events April 2018

Spring is finally here - at least in name - and Novi has an array of fun community events to both fill those rainy spring weekends or nights and bring you outside a bit to enjoy the season warming up. There’s something here for everyone - adults, kids, families, and seniors.

Euchre Tournament

  • Saturday, April 7
  • Time: 4:00 pm
  • Location: Novi Civic Center, 45175 W 10 Mile Rd, Novi, MI 48375
  • Registration: $7 resident /non-resident $8.50

They say Euchre is a Michigan game. If so, Michigan is a genius because this game never gets old. This 8-round tournament comes with gift certificates for the winners and dinner included for everyone. There will be sub sandwiches, cake, pop, and chips as a break in the middle of play after 4 rounds. Make sure to bring quarters for euchres and reneges.

Novi CARES

  • Saturday, April 21
  • Time: 9:00 am – 11:00 am

Every year, Novi demonstrates its commitment to the Earth and to our community with these five events centered around environmental responsibility and community togetherness. Each of the letters in CARES stands for a community event inspired by caring for the earth - and two of them fall in April this year! Bring your kids, bring yourself, and have a fun time while learning something.

Earth Day

  • Saturday, April 21
  • Time: 9:00 – 11:00 a.m.
  • Location: MSU Tollgate Farm / Education Center Center, 28115 Meadowbrook Rd, Novi Mi 48375

Plan to celebrate Earth Day by doing something positive to help. This working event is in partnership with MSU Extension Tollgate at the Harvest Garden. Please plan to bring shovels and garden gloves, and wear gardening shoes.

Arbor Day

  • Saturday, April 28
  • Time: 9:00 am – 11:00 a.m.
  • Location: Rotary Park, 22220 Roethel Dr, Novi, MI 48375

How would you like to teach your children about Arbor Day first hand? Come out to plant, mulch, and weed the trees in Rotary Park.

Mom and Me Tea

  • Saturday, April 28
  • Time: 2:00 – 4:00 pm
  • Location: Novi Civic Center, 45175 W 10 Mile Rd, Novi, MI 48375
  • Ages 4 and up
  • Registration ends April 14th $10/$12 non-resident per person

A beautiful time to learn and play together as female family members - mother, grandmother, aunt and daughter or niece! Learn how to decorate cakes, how chocolate is made and how good it is for you! Chef George Rapitis, an instructor at Schoolcraft College for the culinary arts, will teach all this. There will also be plenty of time for tea, punch, and sweets.

To register, please see online registration.

Novi Half Marathon

  • Saturday, April 28
  • Time: 8:00 am
  • Location: Start and end at Novi Middle School, 49000 W 11 Mile Rd, Novi, MI 48374
  • Cost: Prices Vary

It’s not just a half marathon; it’s a 5K, 10K, and 1 Mile race through the City of Novi. The course is flat with a scenic view of Island Lake and horse farms. A DJ will provide encouragement and fun at the start and finish area. Get a high-quality Tech Shirt for participating and a medal for completing the half marathon and 10K. Proceeds go to the Novi Parks Foundation and the Barbara Ann Karmanos Cancer Institute

Visit www.springrobinraces.com for more information and to register.

Senior Events in April

A Taste of Poland Luncheon

  • Thursday, April 5
  • Time: 12:00 pm – 2:00 pm
    Age: 55+
  • Price: Res. $7.50/Non-Res. $9
  • Location: Meadowbrook Activity Center, 25075 Meadowbrook Rd, Novi, MI 48375

Pierogi, paczkis, and kielbasa... the best of Polish comfort food well beloved in Michigan. But there’s more to Poland than just those foods! Debra Willbanks of Armchair Travel will present a travel log of Poland to fill your senses and make you feel as though you have been there yourself.

Island Escape - A Senior Socialite Event

  • Thursday, April 26
  • Time: 6:00 pm - 9:30 pm
  • Age: 50+
  • Price: $8
  • Location: TBA
  • Ticket Deadline: Apr 19 or until sold out

There’s nothing more inviting than an Island escape in the middle of April in Michigan. We have all been longing for more warm weather! Warm weather is on the way, but why not escape for an evening to the tropical beaches brought right to you?

You can almost smell the fresh flowers, the warm breeze and hear the island music. Come to enjoy the Hawaiian food, learn about island culture, and hear some excellent island music by Melanee Hirvela. Not only that, but this event is put on in cooperation with neighboring communities Livonia, Northville, South Lyon, and Wixom so you never know who you might meet!

For more information on older adult events, please see special events.

Takeaway

From a Euchre Tournament and Mom and Me Tea to special events for older adults, there is something for all ages in the City of Novi in April. If you would like to learn more about purchasing a home in the family-friendly city, please give us a call. We would be honored to help!

248-348-7200

Making Maple Sugar Tours in Southeast Michigan – Maybury Farm & More

by The Jamey Kramer Group

One of the most Michigan things you can do is to attend a Maple Syrup or Maple Sugar tour at one of our many parks throughout Southeast Michigan. You may not know how popular and fun it is to learn how to tap Maple trees for their syrup.

There are several ways you can participate in this annual ritual, and even take home some of the sweet stuff for yourself. And, there is still time!

Maybury Farm Making Maple Syrup Tours

Maybury Farm

  • 50165 8 Mile Rd., Northville, MI 48167
  • March 31, 2018
  • 1:00 pm, 1:45 pm, 2:30 pm, and 3:15 pm
  • Cost: $7.00 per person and children 2 and under are free.  

This is a full family event and your kids will love it. If you have ever wondered how maple syrup is made or have read about it but never seen it in action, you can take a tour to find out.

Tours begin with a wagon ride out to Maybury Farm’s Sugar Bush. Upon arrival, a guide will take you to the maple woods to learn about which trees give sap good for syrup, how best to “tap” a tree for sap, and how it is collected so as not to waste it. Participants can even taste the sap straight from the tree!

Another wagon ride takes you to the “sugar shack” for the cooking down demonstration. You will get to see firsthand how the sap is cooked to make maple syrup we know and love. In addition, you will learn all about how it gets graded, and why, and how you can make your very own maple syrup at home!

Your tour concludes with the chance to warm up at the Maybury Farm Welcome Center with hot drinks, snacks, and a blazing wood stove reminiscent of pioneer times. You can buy your own jug of Michigan maple syrup to take home and a book of free recipes that work well with maple syrup - not that you’ll have any problem eating it up!

Kids of all ages will benefit from the outdoors and learn a lot about one of the oldest gathering techniques in America!

This is a very popular event and space is limited. The earlier you arrive, the better, to reserve a spot. Private farm tours are available for groups of 15 or more: call 248-374-0200.

The cost for the Making Maple Syrup Tours is $7.00 per person and children 2 and under are free.  

Visit www.mayburyfarm.org to learn more or please call 248-916-3033.

Kensington Metropark: Maple’s Sweet Story

Kensington Metropark Farm Center

  • 4570 Huron River Parkway, Milford, MI 48380
  • March 31, 2018 and April 1, 2018
  • Time: 12:00 pm - 3:00 pm
  • Cost: $5 adult, $3 child*

Kensington Metropark is one of Southeast Michigan’s great treasures. It is also offering guided Maple Sugaring tours March 31.

This is a guided walk through Kensington Metropark’s Farm Center sugar bush. You can learn everything from how the ancient Native Americans collected maple sap and turned it into sugar and syrup, to how to choose the right tree for sap, to how sap has been collected and boiled down over time.

This process hasn’t changed very much over the years. Samples at the end of your tour and syrup available for purchase. Or step into the Farmhouse Grille to down a stack of pancakes with pure Michigan maple syrup.

Tours begin every half hour and last about 1 hour. They are entirely outdoors, so dress appropriately!

* Please note that a Metropark vehicle entry permit is required to enter any Metropark. The cost is $35 annually for regular admission, $21 annually for seniors or $10 daily.

For more information, please see www.metroparks.com/facilities-education/kensington-farm-center/ or call 248-684-8632.

Deep Cleaning Checklist to Sell Your Home Fast

by The Jamey Kramer Group

Deep cleaning checklist

There’s nothing like walking into a home you know has been taken care of. You may not realize it has been deep cleaned just by walking into it, but you know a clean house when you experience it. It smells nice, it feels nice.

In fact, this one single thing is more important than almost anything else you can do to get your house sold fast.

Not everyone deep cleans their house every spring and fall, so you may be playing catch up in this area when it comes time to sell your house. Trust me, though. You will be so glad you put in the work up front.

Taking the time to deep clean, purge and make your home inviting helps to keep it clean during the selling process and makes moving that much easier.

We realize not everyone has a good idea of how to deep clean a house. These days, with both parents working and families moving more frequently, you may not have been called-upon to deep clean a house.

Even if you elect not to deep clean your house yourself before selling, a checklist is a good idea to give a house cleaner to make sure you’re not paying for something you’re not getting.

Deep Cleaning Checklist

Basic Tips

  • Carry all supplies in a tote you can easily carry with you from room to room.
  • Make it green by carrying clean rags and a bucket for dirty rags.
  • Always clean left to right, back to front and top to bottom.
  • De-clutter every room before cleaning - throw out useless items and donate things you haven’t used in 6 months.
  • Create a filing system and small storage system for papers, keys, and things that would normally fill up a junk drawer.
  • Create a mail sorting system to avoid piling.

Deep Cleaning Room by Room

Every Room

  • Wash windows, sills, and screens. You’ll be amazed at how much cleaner this makes a room feel.
  • Clean all light fixtures and bulbs. Replace burnt out bulbs. Your home may be much brighter than you’re used to by now.
  • Light switches.
  • Ceiling fans: blades and lights.
  • Using a hose attachment, get all cobwebs from corners and the joints between walls and ceilings.
  • Dust the tops of everything: doors, cabinets, trim, appliances, etc.
  • Clean under and behind all furniture.
  • Remove all trinkets to clean and dust, around and underneath.
  • Polish the furniture.
  • Wash all rugs and mats.
  • Clean switch plate covers and door knobs.
  • To clean walls: Grease, smoke, and dust build up on your walls over time. Resist the urge to spot clean, as it can make the rest of your wall look dingy in comparison. Instead, wash walls using a general-purpose cleaner with hot water. Start at the top of the wall to avoid drips and in a corner so that you wash one wall at a time. Use a clean mop. Rinse the mop head frequently in clean water. Press lightly, as flat paint doesn’t absorb much water. If a wall needs serious scrubbing, you may want to consider re-painting. This may also be a necessity if there is smoke damage - or you have smoked inside your home for any length of time. If this is the case, all drapes and upholstery will need to be steam-cleaned as well.
  • Empty and clean all trash cans
  • Vacuum or lint roll lampshades
  • Vacuum upholstery

Entry

  • Hose down/scrub around front door and light fixture.
  • Polish exterior light fixtures and door hardware.
  • Clean up your yard and landscaping.

Kitchen

  • Clear off countertops, scrub.
  • Polish faucets and sink.
  • Deep clean inside of fridge and freezer - make sure to take out and clean the drip pan.
  • Take your stove apart, remove knobs, scrub thoroughly with degreasing cleaner.
  • Clean the inside of your stove and oven door along with the broiler drawer and ledges.
  • Inside/outside of the microwave.
  • Clean chairs/barstools
  • Wipe cabinets inside and out.
  • Wipe baseboards.
  • Vacuum and mop floors, paying special attention to corners and cracks along cabinet bases.

Bathrooms

  • Wash all walls and tile. You may need to use a grout cleaner for mildew or discolored spots in your tub or shower. Use an old toothbrush to get the corners and cracks. Hair products do tend to coat the walls and build up over time just as with grease in the kitchen.
  • Clean towel racks and toilet paper holders.
  • Use an old toothbrush and whitening cleaner on sinks, toilets, tubs, and showers.
  • Bleach shower pan if necessary and remove drain cover and scrub clean.
  • Clean glass shower doors.
  • Scrub and disinfect every surface of the toilet.
  • Wash and polish all mirrors.
  • Clean or put away all items on the countertop.
  • Wash and replace all linens in use - towels and area rugs.
  • Scrub floors and baseboards.

Laundry Room

  • Clean washer and dryer. Remove lint and knobs and wipe down inside and out. This is a good time to clean the lint from under your dryer drum.
  • De-clutter the top of your dryer and all surfaces, corralling all products into one cupboard or basket.
  • Scrub floors and baseboards.

Garage

  • Make sure everything is well lit, well organized, and clean.

Closets

  • Vacuum the floors.
  • Dust the walls and the shelves.
  • Consider not only categorizing, ironing, and straightening all hanging clothes but also investing in matching hangers for a uniform look. Make sure all storage items are stacked neatly and shoes are all clean and lined up nicely or on a rack.
  • Place cedar blocks in the closet to freshen the air and prevent moth

Extra tips

To eliminate smells:

  • Wash the inside of your fridge with baking soda and water.
  • Boil lemon juice in your microwave.
  • Add lemon juice to your dishwasher.
  • Put lemon rinds down your garbage disposal.
  • Put activated charcoal in the fridge to keep bad smells away.
  • The best smell for your home is clean - don’t attempt to cover up bad smells with heavy air fresheners
  • Have your carpets professionally cleaned before showing your home and put large rugs at the front door to control dirt tracked in. You can also ask those viewing your home to take their shoes off when they tour the house.
  • The best time to wash windows is on an overcast day. 1 part vinegar to 8 parts water and two drops of dishwashing liquid make a great window cleaner. Spray on and wipe with newspaper.

Takeaway

It's a common fact that clean homes net more money. If your home is squeaky clean, you will not only sell your home faster, you will make more money.

When you are ready to put your house on the market, please give us a call. We would be honored to help!

248-348-7200

How to Buy a Home Even if Debt Has You Worried

by The Jamey Kramer Group

Young couple that bought a home

It used to be that no one even considered buying a home if they had any other debt to their name. This was when you could pay for college by working full-time while you studied, and whole families existed on one income.

In this country, credit has become such a huge part of our lives that we hardly think about it anymore. Until we get those bills piling up, right?

Of course, you shouldn’t buy a house if you are deeply in debt and are not able to pay the bills you already have. If you have abused your credit cards in the past, rest assured that you are like many Americans.

However, you may also need to reduce your spending drastically until you can get your debt to income ratio under control. The highest recommended debt to income ratio is 43%. That is usually the rate under which you have to fall in order to qualify for a home loan.

Rent or Buy

You have heard that it makes more sense to own a home than to rent. This is true even if you have to borrow money to buy it. Most people do have to borrow. Every payment you make on your purchased home goes toward building equity in your property, and it will increase your net worth.

When you rent, you are paying someone else and they get all the equity. It makes the idea of a home loan sound more attractive.

It can be good, in this situation, to think about why you are longing for that home. Are you taking your cues from the home renovation shows which make owning your dream home easily attainable? Are you simply hoping for a way to be on your own and to build credit? Do you want to increase your family size?

Even with school debt, it can be doable. There are two main ways to think about owning a home despite being in debt.

Going Small

So many options exist for this, but it may be necessary to think outside the box. Once you have convinced yourself that you must go small, you have much more freedom to consider the possibilities.

Are there smaller homes in your dream area that you overlooked before? Maybe the kids could share a bedroom and you can jump on that minimalist bandwagon. A big backyard could be a potential place to add a bedroom down the road when things aren’t so tight.

Maybe you have a relative with a large property or want to live in an area with available plots of land. In most cases, you can get the zoning to have a tiny house built right. The tiny house movement is becoming more and more popular as they are both environmentally sustainable and economically easy.

In any case, a small home is cheaper to maintain, heat, and cool than a larger one, so you will also save on utilities once you live there.

Becoming a Landlord

Another way to afford a home with a restricted budget is to buy a home with an accessory dwelling unit, or ADU, or the potential to create one. If you can rent out a basement or attic space, you can use the rent to help with mortgage payments.

Another Helpful Option

An FHA loan is a good option for some potential homeowners. These loans commonly allow you to pay a small down-payment, only around 3% of the home’s value rather than the more common 20%.

Conclusion

Just because you have some debt may not mean you can’t afford to buy a home. By re-thinking your idea of what buying a new home means or looking for something with a potential rent-able spot, you could potentially afford to be owning your own home and building your own equity.

When you are ready, please give us a call. We would be honored to help!

248-348-7200

Easter Egg Hunts in Novi, Northville, and South Lyon, MI 2018

by The Jamey Kramer Group

Easter Egg Hunts 2018

It’s hard to believe that Easter is right around the corner. The holiday falls on April Fool’s Day this year too! While we are all waiting for warmer temperatures, now is the time to start planning your holiday activities and make brunch plans.

Novi, Michigan: Paradise Park Easter Egg Hunt

  • Saturday, March 24, 2018
  • Time: 10:30 a.m. (Doors open at 10:15 p.m.)
  • Location: Paradise Park, 45799 Grand River, Novi, MI 48374
  • Cost for Easter Egg Hunt: $8.00 per person
  • Optional Buffet Lunch (11:00 am to 12:30 pm): $10.95 per person (6 and over) $7.95 (Children 5 and younger)
  • Pre-registration is required – call 248-735-1050

If you live in the Novi, Michigan area, you won’t want your children to miss this popular event. The Paradise Park Easter Egg Hunt festivities start at 10:30 a.m. on Saturday, March 24.  Your little ones will have the opportunity to collect some of the thousands of eggs!

After the Easter egg hunt, an optional buffet lunch will be served for the additional fee. The buffet will be served from 11:00 am to 12:30 pm and will include appetizers, homemade pizza, breadsticks, salad, and unlimited beverage.

Please note: Due to the popularity of this event, advanced reservations and payment is required. For more information, please visit the Facebook page at Paradise Park Novi or call 248-735-1050.

Novi, Michigan: Eggstravaganza

  • Sunday, March 25, 2018
  • Time: 2:00 p.m. – 4:00 p.m.
  • Location: Fuerst Park, 45325 10 Mile Road, Novi MI 48375
  • Ages 2 and up
  • Cost: $5 per child

This highly anticipated (by all children) event has everything you could wish for in Easter Egg hunts. There will be a hunt for every age from toddlers on up, so all the kids come away with prizes. There will also be crafts for different age groups and Easter Bunny visits throughout the afternoon.

Please note:

  • Leave Easter baskets at home.
  • No registrations will at the door. To register online, please see www.cityofnovi.org.

For more information please see the City of Novi Eggstravaganza flyer or call the Parks, Recreation, and Cultural Services Department at 248-347-0400.

South Lyon, Michigan Annual Easter Egg Hunt

  • March 31, 2018
  • Location: Volunteer Park, 21620 N. Dixboro,  South Lyon, MI 48178
  • Time: TBD

The Kiwanis Club of South Lyon will be stuffing thousands of Easter eggs on March 19. The eggs will be stuffed for the Annual Easter Hunt on March 31 at Volunteer Park in South Lyon.

For more information, please check the Kiwanis Club of South Lyon's Facebook page.

Northville, Michigan: Maybury Farm Annual Eggstravaganza Easter Egg Hunt

  • Saturday, April 14, 2018
  • Time: 11 a.m. (gates open at 9:30 a.m.)
  • Location: Maybury Farm, 50165 8 Mile Rd., Northville, MI 48168
  • Admission Cost: $5 per vehicle (cash only)

Maybury Farm’s annual Easter egg hunt happens a little later this year - after Easter. That will give you time to make more plans for Easter weekend, and it will give the weather time to warm up!

Come see the animals, get your face painted, see the Easter Bunny, Smokey the Bear and, much more. Easter egg hunts are separated by age, so every child can come away with a prize! The egg hunts are limited to the first 700 children, so be sure to get there early for a spot.

Please note: There will be limited free parking at Maybury Farm. Additional parking will be available at Maybury State Park, however, an annual Recreation Passport is required for $11 available at a Secretary of State's office or at park entry.

Easter Egg Hunt Schedule:

11:00 a.m.: 2 to 3-year-olds

11:30 a.m.: 4 to 6-year-olds

12:00 p.m.: 7 to 10-year-olds

For more information, please see Northville’s Eggstravaganza.

Conclusion

There are so many ways to make this Easter a wonderful and celebratory time for the whole family. Happy planning and Happy Easter!

 

 

 

How Bitcoin Could Revolutionize Real Estate

by The Jamey Kramer Group

Bitcoins and real estate

Most of us have heard of the term Bitcoin. We may not totally understand what it is or how it functions, however, we know it’s been making the news because of its value.

In addition, that value is rising. Right now as I write this, one Bitcoin is worth over $10,000 in US currency.

What does this have to do with real estate?

Bitcoin - whatever else we understand about it - is not “real” in the same sense as a building, a house or a piece of land is real.

First, let me break down some of these terms to be more understandable. Bitcoin is a cryptocurrency. A cryptocurrency is a digital or virtual currency that is encrypted or secured, using cryptography. And we know from watching spy movies that cryptography is simply writing code.

In this case, the encryption techniques used to secure and verify the transfer of transactions is powered by a public ledger. Anyone can see these transactions. They are recorded and validated chronologically using this highly sophisticated encryption. That public ledger is called the Blockchain.

As far as real estate goes, that is all you need to keep in mind about Bitcoin and the Blockchain. Understanding Bitcoin can be tough. While it is an asset that can be used for many types of transactions - mostly financial - the language around it is highly technical.

Bitcoin is reaching the mainstream

It can get confusing very quickly. It is important to know is that nine major banks, including JP Morgan and Goldman Sachs, are in partnership to develop Blockchain technologies. So this technology and currency have reached - or is reaching - the mainstream.

In fact, cryptocurrency is entering the stock market. And here is where you and your property could eventually enter into this. Some initial coin offering (ICO) issuers have a vision of the future where “tokenized pieces of property could be tracked and traded via a shared database.”

A token is simply a representation of a particular asset - say, your house - that resides on top of another Blockchain. A token can represent any asset that is fungible and tradable.

The tokenization of real estate would allow for fractional ownership of property. You could, conceivably, “split up” your home and sell off equity stakes on the Blockchain. That equity would go on being freely traded until the home is sold - at which point the homeowner and equity owner(s) would benefit from the gain in the home’s value.

How soon is this coming?

There are four ICO issuers right now having to do with real estate:

  • BitRent - which is a way to finance construction projects;
  • Etherty - real-estate management through equity access;
  • Caviar - a fund that makes loans to real estate projects in order to temper its crypto investments;
  • Trust - this is already doing what I mention above - tokenizing equity in real estate and other assets.

I think it’s fair to say that this is coming. How soon, it’s hard to tell. For one thing, real estate laws are highly complex and record-keeping isn’t uniform state by state.

Right now there are places in Cook County, Illinois and in Vermont, as well as others, who are updating their laws in accommodate cryptocurrency. You may see individuals putting land titles on the Blockchain sooner than you think.

Conclusion

The concept of Bitcoin can be confusing. Its language is full of technical terminology and its inner-workings resemble the machinations of the stock market which few ordinary people truly understand. However, handled wisely and understood well, cryptocurrency as the future in real estate could end up being a very exciting time for homeowners.

Upcoming Events in March for the City Of Novi

by The Jamey Kramer Group

Novi, Michigan upcoming events

The weather in Michigan isn’t usually nice yet in March and we are all longing for some time outdoors by then. Thankfully, the City of Novi has a fun schedule of upcoming events planned for you, friends, and family, no matter your age.

2018 Bowl-A-Thon

  • Saturday, March 3
  • Time: 1:00 pm - 3:00 pm
  • Location: Novi Bowl, 21700 Novi Road, Novi, MI 48375

The 2018 Bowl-A-Thon at Novi Bowl is almost here. This fun event has been running for 35 years and counting. On Saturday, March 3, you can come to bowl, donate a prize, sponsor a lane, and much more!

This event helps many community organizations that are in high demand every single year:

  • Novi Youth Assistance
  • The Mentors Plus Camp
  • Youth Recognition
  • Alcohol Awareness
  • Educational and Recreation Scholarships
  • Jeanne Clarke Teen Center

These great programs need our help to continue running, and they often depend on the funds raised at this event.

What better way to give back to your community and serve the youth in your town? You can form a team to participate in the bowl-a-thon or sponsor a lane for just $100.

Corporate sponsorships are quite welcome too, for just $500. If you don’t have $100, you can donate prizes and other items to include in the gift bags for each bowler or collect a group donation from family, coworkers, and friends.  Chances are, they are looking for a great cause to contribute to.

Novi Youth Assistance, the host of the Bowl-A-Thon, is a non-profit 501(c)(3) organization so any donation will be tax deductible.

Team Registration

Register your team online by clicking here.

Bowler Information Packet

Please download a bowler information packet for each bowler.  Pledge sheets are due at check-in.

For questions or if you need additional information, please call 248-347-0410.

The Novi Choralaires & Novi Concert Band

Novi is lucky enough to have two musical ensemble groups who are offering two different concerts in March:

Novi Choralaires Joint Concert with Novi Concert Band

  • Sunday, March 4
  • Time: 3:00 pm
  • Location: Novi Civic Center, 45175 W 10 Mile Rd, Novi, MI 48375

Novi Concert Band Winter Concert

  • Sunday, March 18
  • Time: 3:00 pm
  • Location: Novi Civic Center, 45175 W 10 Mile Rd, Novi, MI 48375

Looking for Leprechauns Luncheon

  • Senior Citizen’s Luncheon – Ages 55+
  • Thursday, March 15
  • Time: 12:00 pm – 2:00 pm
  • Location: Meadowbrook Activity Center, 25075 Meadowbrook Rd, Novi MI 48375

Celebrate St. Patrick’s Day by eating a traditional Irish meal served by volunteer leprechauns and listening to an Irish Piper. Entertainment will be provided by Balancing Earth.

This event is located at the Meadowbrook Activity Center and is $7.50 for residents and $9 for non-residents. It is sponsored in partnership with O’Brien Sullivan Funeral Home. The ticket deadline is March 8 or until sold out.

Helpful Classes in March

A number of great classes will be held in March for those looking for help with different common concerns. These topics can be helpful for anyone, but are particularly helpful for senior citizens!

10+ Things You Need To Know To Enroll in Medicare

  • Thursday, March 8
  • Time: 1:00 pm – 3:00 pm
  • Location:  Novi Public Library, 45255 W. Ten Mile Rd, Novi MI 48375

Financial Crimes, Scams and Identity Theft

  • Tuesday, March 20
  • Time: 1:00 pm – 3:00 pm
  • Location: Novi Civic Center, 45175 W 10 Mile Rd, Novi, MI 48375

How to Review Your Estate Plan

  • Wednesday, March 28
  • Time: 6:30 pm – 8:00 pm
Eggstravaganza
  • Sunday, March 25
  • Time: 2:00 pm – 4:00 pm
  • Location:  Fuerst Park, 45325 W 10 Mile Rd, Novi, MI 48375
     

Bring your children ages 2 and up for a fun afternoon with crafts, bunny visits, and multiple age egg hunts. Please leave Easter baskets at home.

The price is $5 per child and you may register online. Please note that no registrations will be taken at the door.

For questions and more information please call the Parks, Recreation, and Cultural Services Department at 248-347-0400.

Conclusion

Help beat the end-of-winter blues by joining in the fun at the bowl-a-thon, attending a concert or luncheon with a friend, learning new things or an Easter egg hunt. We hope your March this year is lucky and full of fun.

 

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