Novi, Northville and Farmington Hills real estate and homes for sale in Michigan - The Jamey Kramer Group, REALTORS® The Jamey Kramer Group REALTORS(r) for Novi, Northville and Farmington Hills, Michigan real estate - NUMBER1EXPERTS™ The Jamey Kramer Group NUMBER1EXPERTS(tm) for Novi, Northville and Farmington Hills, Michigan real estate
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Pre-Qualify For Your Mortgage
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Novi, Northville and Farmington Hills real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Animal House >Termites

Most home purchase agreements have clauses that deal with termites. After the agreement is ratified, a termite inspection is arranged. Before the closing can occur, the sellers must be able to produce papers signed by a licensed exterminator stating that the house is free of infestation and that any termite damage has been repaired.

Before you sign an agreement to buy or sell a home, you should read the termite clause and be sure that you understand it. Who selects the exterminator and pays for the inspection? If bugs are found, who pays for the treatment? Are the sellers obligated to repair any damage and have they placed a limit of the dollar amount they will spend on those repairs? If treatment is required, the buyers may want a chance to discuss the options with the pest control company, especially if someone in the family is sensitive to the chemicals used to control the termites. Ask about the exterminator's guarantees or service contract options.

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Real Estate Trivia
Q 
What is a Balloon Mortgage?

A 
A balloon is a short-term mortgage which requires the entire balance of the loan to be re-paid at the end of the loan term.
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Jamey Kramer's Home Team, REALTORŪ, real estate agents and broker for Novi, Northville and Farmington Hills Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)

The Jamey Kramer Group
RE/MAX 100

26870 Beck Rd.
Novi, MI 48374
248-348-7200
800-965-SOLD
Email: Jamey@JameyKramer.com

Jamey Kramer is America's NUMBER1EXPERT in the Novi and Northville, Michigan Area. He has been the leading individual residential sales agent in the area for several years. Jamey's integrity, work ethic, and real estate knowledge make him the obvious choice for assisting you in the sale or purchase of your new home. Jamey is noted for his professionalism and efficiency. Whether you're looking to buy or sell a home in the Novi or Northville area, contact Jamey Kramer at RE/MAX (248)348-3000 or email him at Jamey@JameyKramer.com.

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