Our Local Sports

Metro Detroit sports fans are renowned all over the world for their passion and zest, win or lose. A visit to this area is not complete without catching a baseball or hockey game, and the new arenas enhance the lively enjoyment of the many sports and recreation. The region is home to top professional and college sports teams as well as providing excellent facilities for a multitude of individual sports. You can enjoy so much here, everything from boat racing to bowling. Whatever your age, whatever your preference, watching or participating, there is a sport here for you.

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First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Q	What private residence is considered the most expensive house ever built?
A	The William Randolph Hearst Ranch in San Simeon, California cost over $30 million, equivalent today to $276,883,320. Bill Gates recently built a home for over $40 million.
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Jamey Kramer's Home Team, REALTORŽ, real estate agents and broker for Novi, Northville and Farmington Hills Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)

The Jamey Kramer Group
RE/MAX Classic
26870 Beck Rd.
Novi, MI 48374
248-348-7200
800-965-SOLD
Email: Jamey@JameyKramer.com
Jamey Kramer is America's NUMBER1EXPERT in the Novi and Northville, Michigan Area. He has been the leading individual residential sales agent in the area for several years. Jamey's integrity, work ethic, and real estate knowledge make him the obvious choice for assisting you in the sale or purchase of your new home. Jamey is noted for his professionalism and efficiency. Whether you're looking to buy or sell a home in the Novi or Northville area, contact Jamey Kramer at RE/MAX (248)348-3000 or email him at Jamey@JameyKramer.com.

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